Elsie Traje
Status: Paying Back
| $300.00 | Loan Amount |
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47% repaid
About the Entrepreneur
| Name: | Elsie Traje |
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| Location: | Lopez Jaena, Misamis Occidental, Philippines |
| Activity: | Fishing |
About the Loan
| Loan Amount: | $300.00 |
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| Loan Use: | To purchase fishing equipment, including hooks and nets |
| Repayment Term: | 12 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Jun 28, 2009 |
| Date Disbursed: | Jun 17, 2009 |
| Date Funded: | Jun 28, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Paglaum Multi-Purpose Cooperative (PMPC) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 12 months |
| Kiva Entrepreneurs: | 2624 |
| Total Loans: | $662,300 |
| Delinquency Rate: | 0.37% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.9962 PHP = 1 USD |
Elsie Traje is from the town of Lopez Jaena. She is 44 years old. Elsie is married and has two school-age children. To make a living, Elsie operates a fishing business harvesting and selling ocean-caught fish in the local community. Elsie has been engaged in her business for more than 10 years and earns approximately 5,000 PHP a month for these activities.
In 2001, Elsie joined PMPC, a Kiva partner, to gain access to financial services to help improve her living situation and ability to engage in business activities. Elsie has successfully repaid a previous loan of 12,000 PHP from PMPC. This previous loan was used to to invest in expanding the business. Elsie is requesting a new loan of 14,000 PHP, which will be used to purchase fishing equipment, including hooks and nets. This will be the 10th loan taken out by Elsie from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.
About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
In 2001, Elsie joined PMPC, a Kiva partner, to gain access to financial services to help improve her living situation and ability to engage in business activities. Elsie has successfully repaid a previous loan of 12,000 PHP from PMPC. This previous loan was used to to invest in expanding the business. Elsie is requesting a new loan of 14,000 PHP, which will be used to purchase fishing equipment, including hooks and nets. This will be the 10th loan taken out by Elsie from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.
About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
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Journal entries for Elsie Traje
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Loan has been disbursed
Location: Lopez Jaena, Misamis Occidental, Philippines
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Posted by
from Lopez Jaena, Misamis Occidental, Philippines
Jun 29, 2009 |
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Comment on this entry
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Repayment Schedule for Elsie Traje
Repayment Schedule for Elsie Traje
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| August 2009 | $14.28 | $15.00 |  Repayment Received
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| September 2009 | $35.70 | $37.50 | Repayment Received
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| October 2009 | $28.56 | $26.04 | Repayment Received
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| November 2009 | $28.56 | $28.56 | Repayment Received
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| December 2009 | $35.70 | $35.70 | Repayment Received
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| January 2010 | $28.56 | Available Jan 1 | |||
| February 2010 | $35.70 | Available Feb 1 | |||
| March 2010 | $28.56 | Available Mar 1 | |||
| April 2010 | $28.56 | Available Apr 1 | |||
| May 2010 | $28.56 | Available May 1 | |||
| June 2010 | $7.14 | Available Jun 1 | |||
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