Nueva Esperanza Group

Group: Nueva Esperanza.
Loan Cycle: 8. (Number of times that they have received a loan.)
Date of Disbursement: 3/06/2009.
Amount: 46,000 Pesos
Repayment Schedule: 8 bi-weekly payments.

Señor Pedro Chacon Lopez is 47 years of age and comes from Acatlàn de Pérez Figueroa, Oaxaca, a small village in the Tuxtepec region. From the time he was young he has been a woodworker. Señor Pedro is currently separated from his wife but is responsible for a boy and a girl from that marriage. He really wants to expand his carpentry business and to have more tools that would allow him to better develop his trade. That way he would be able to provide a better standard of living for his children, as he calls them. He wants his children to learn that honorable work makes one a better human being and he wants them to learn to be good citizens. That's why Señor Pedro is seeking a loan with the desire of making his dream a reality, to expand his carpentry business. And in this case, it will be used to buy lumber, varnish, etc., in other words, the raw materials that he needs to produce his furniture.

With this objective, Señor Pedro Chacòn Lopez has brought together a group of ten people who call themselves the Nueva Esperanza Group in order to solicit a group loan from Fundación Realidad. The other members of the group are:

Maria del Carmen Anaya Cadeza . . . Cosmetics sales
Guadalupe Tepole Morales . . . Selling sheets and blankets
Celestina Tepole Martínez . . . Grocery sales
Margarita Contreras García . . . Selling prepared food
Estela Chacón López . . . Clothing sales
Martina Ramón Gomes . . . Selling prepared food
Petra Antonio Guzmán . . . Selling pork
Zaray Miranda Docor . . . Selling prepared food
Estela López Ramírez . . . Buying and selling chicken.

Translated from Spanish by Daniel Kvaka, Kiva Volunteer

Grupo: NUEVA ESPERANZA.
Ciclo: 8. (numero de veces que han recibido un crèdito)
Fecha de desembolso: 3/06/2 009.
Monto: 46,000
Plazo de pago: 8 Catorcenas



El señor: PEDRO CHACON LOPEZ, de 47 años es originario de acatlàn de Pérez Figueroa Oaxaca, un pueblo pequeño de la región de Tuxtepec.

Desde su juventud se ha dedicado al oficio de la carpintería, el señor Pedro actualmente esta separado de su esposa, pero es responsable de una niña y un niño que procrearon en matrimonio don Pedro anhela con poder ampliar su carpintería, contar con mas herramientas que le permitan desarrollar mejor su oficio y así poder darles mejor calidad de vida a sus niños como el los llama el desea que sus hijos aprendan que el trabajo digno los hace mejores seres humanos y que aprendan hacer buenos ciudadanos.

Por tal motivo el señor PEDRO CHACON LOPEZ solicito un crédito con el afán de hacer su sueño realidad, ampliar su carpintería. Y será en este caso para la compra de madera, barnices etc. En otras palabras materia prima, que necesita para elaborar sus muebles.

Con esta finalidad el señor: PEDRO CHACON LOPEZ, se ha unido aun grupo de 10 personas al cual le pusieron como nombre de grupo: NUEVA ESPERANZA. Para solicitar el crédito grupal a Fundación realidad A.C. las otras personas del grupo son:


Maria del carmen Anaya Cadeza: venta de cosméticos.
Guadalupe tepole Morales : venta de sabanas, cobijas.
Celestina tepole Martínez : venta de abarrotes
Margarita Contreras García : venta de comida.
Estela Chacón López : venta de ropa.
Martina Ramón Gomes : venta de comida.
Petra Antonio Guzmán : venta de carne de puerco.
Zaray Miranda Docor : venta de comida.
Estela López Ramírez : compra y venta de carne de pollo.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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