Vivian Duamor
Status: Paying Back - Delinquent
| $350.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Vivian Duamor |
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| Location: | Kpando, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $350.00 |
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| Loan Use: | To purchase more fresh fish |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jun 25, 2009 |
| Date Disbursed: | Jun 12, 2009 |
| Date Funded: | Jun 25, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4799 GHS = 1 USD |
Vivian Duamor is married and has 15 dependants. She has received schooling through junior high. Vivian sells smoked fish in Torkor near Kpando, which she has done since 2005. Her husband is a fisherman who earns little for an income. Vivian uses all her income in looking after the large family. Vivian will use the loan to purchase more fresh fish to smoke and sell. With the new profits from her expanded business, Vivian plans to reinvest.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Vivian Duamor
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Loan has been disbursed
Location: Kpando, Ghana
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Posted by
from Kpando, Ghana
Jun 26, 2009 |
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Comment on this entry
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Repayment Schedule for Vivian Duamor
Repayment Schedule for Vivian Duamor
| Expected Repayments | Actual Repayments | Comments | |||
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| October 2009 | $58.33 | $0.00 |  Delinquent
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| November 2009 | $58.33 | $0.00 | Delinquent
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| December 2009 | $58.33 | Available Dec 1 | |||
| January 2010 | $58.33 | Available Jan 1 | |||
| February 2010 | $58.33 | Available Feb 1 | |||
| March 2010 | $58.35 | Available Mar 1 | |||
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