Las Perlas Group

Irene Hernandez is a 24 year old, married, woman who has two children. She lives in an area called El Recreo that is two hours from Puerto de Veracruz. The people in her town primarily make a living by growing: rice, cucumber, watermelon, melon, and tomatoes.

Doña Irene mostly sells woman’s clothing for a living, but she also sells plastic silverware. She makes most of her sales in her neighborhood to her friends and family. She buys her merchandise in another town and is asking for a loan to buy and transport her merchandise. Her goal is to eventually build a store in front of her house. In this way she could help her husband and provide her children with a better future.

Doña Irene is the representative of the group called “Las Perlas” that is made up of four women. They sells soft drinks, shoes (by catalog), and cut hair.

This is why they are asking for a loan of 1,500 to be able to invest in their businesses.

Translated from Spanish by Shelly Hubman, Kiva Volunteer

Irene Hernandez es una señora de 24 años, casada con 2 hijos. Ella vive en una localidad llamada El Recreo, a 2 horas del Puerto de Veracruz la cual es un poblado que se dedica principalmente a la siembra de Arroz, Pepino, Sandia, Melon y Tomate.

Doña Irene se dedica principalmente a la venta de ropa para dama, adicionalmente a esto vende utencilios de plastico para la cocina. Estas ventas las hace en su localidad con sus vecinos y familiares. Ella solicita el credito ya que compra la ropa en otra ciudad y necesita el prestamo para comprar la mercancia y el traslado a la ciudad donde la compra.

La meta de la señora es poder construir en un futuro un local frente a su casa para tener ahi su mercancia. Y asi poder ayudar a su esposo y poder brindarles un mejor futuro a sus hijos.

Doña Irene es la representante de un Grupo llamado Las Perlas, el cual esta conformado por 4 mujeres. Las cuales se dedican entre otras actividades a la venta de refresco, venta de calzado por catalogo y corte de pelo.

Por ello solicitan un credito de $20,000 para poder invertir en sus actividades economicas.










About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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