Ama Awotwe
Status: Paying Back - Delinquent
| $225.00 | Loan Amount |
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16% repaid
About the Entrepreneur
| Name: | Ama Awotwe |
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| Location: | Shama, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $225.00 |
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| Loan Use: | To purchase more fish to smoke and sell. |
| Repayment Term: | 8 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jun 17, 2009 |
| Date Disbursed: | Jun 1, 2009 |
| Date Funded: | Jun 17, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4940 GHS = 1 USD |
Ama Awotwe is widow and has three children. She did not receive any formal education. Ama sells smoked fish in small quantities in Agona Sekondi, which she has done since 1999. She is solely responsible for her finances and that of the three children. Ama will use the loan to purchase more fish to smoke and sell. Ama plans to invest the new profits back into her business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Ama Awotwe
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Loan has been disbursed
Location: Shama, Ghana
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Posted by
from Shama, Ghana
Jun 18, 2009 |
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Comment on this entry
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Repayment Schedule for Ama Awotwe
Repayment Schedule for Ama Awotwe
| Expected Repayments | Actual Repayments | Comments | |||
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| September 2009 | $37.50 | $37.50 |  Repayment Received
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| October 2009 | $37.50 | $0.00 |  Delinquent
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| November 2009 | $37.50 | $0.00 | Delinquent
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| December 2009 | $37.50 | Available Dec 1 | |||
| January 2010 | $37.50 | Available Jan 1 | |||
| February 2010 | $37.50 | Available Feb 1 | |||
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