Sharon Appiah
Status: Paying Back - Delinquent
| $125.00 | Loan Amount |
|---|
16% repaid
About the Entrepreneur
| Name: | Sharon Appiah |
|---|---|
| Location: | Shama, Ghana |
| Activity: | Cosmetics Sales |
About the Loan
| Loan Amount: | $125.00 |
|---|---|
| Loan Use: | To buy more wivons and cream for resale |
| Repayment Term: | 8 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jun 17, 2009 |
| Date Disbursed: | Jun 1, 2009 |
| Date Funded: | Jun 17, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
|---|---|
| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4940 GHS = 1 USD |
Sharon Appiah sells wivons, cream and other hair products at Ekuase. Sharon has received primary education. She is married and has one child. She is responsible for paying school fees and housekeeping expenses. Her husband is a trader.
Sharon has been selling wivons and cream since 2006. Her loan will be used to buy more wivons and cream for resale. She hopes to use the new profits from her business to reinvest in her business to increase her capital and profits.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Sharon has been selling wivons and cream since 2006. Her loan will be used to buy more wivons and cream for resale. She hopes to use the new profits from her business to reinvest in her business to increase her capital and profits.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Subscribe
Lenders to this entrepreneur
Top Lending Teams for this entrepreneur
Journal entries for Sharon Appiah
|
Loan has been disbursed
Location: Shama, Ghana
|
|
|
Posted by
from Shama, Ghana
Jun 18, 2009 |
|
|
Comment on this entry
|
|
Repayment Schedule for Sharon Appiah
Repayment Schedule for Sharon Appiah
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| September 2009 | $20.83 | $20.83 |  Repayment Received
|
||
| October 2009 | $20.83 | $0.00 |  Delinquent
|
||
| November 2009 | $20.83 | $0.00 | Delinquent
|
||
| December 2009 | $20.83 | Available Dec 1 | |||
| January 2010 | $20.83 | Available Jan 1 | |||
| February 2010 | $20.85 | Available Feb 1 | |||
| 
