Zubaida Benedito Vilanculos


Status: Paying Back

$425.00   Loan Amount
64% repaid

About the Entrepreneur

Name: Zubaida Benedito Vilanculos
Location: Boane, Maputo, Mozambique
Activity: Beauty Salon

About the Loan

Loan Amount: $425.00
Loan Use: To increase variety and stock at her beauty salon
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jun 21, 2009
Date Disbursed: May 19, 2009
Date Funded:Jun 22, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:27.1500 MZN = 1 USD



Zubaida Benedito Vilanculos is 22 years old and was born in the Boane district of Maputo Province. She studied until tenth grade and had to interrupt her studies on account of her family's financial difficulties. She is married and the mother of a two-year-old child.



Zubaida has never lived outside of Boane, the district where she was born. She moved out of her parents' place and moved in with her husband when she became pregnant. As she and her husband had learned hairdressing together, they put together some money to invest in a hair salon.



Her daily income varies between 1,500 MT (meticais) and 2,500 MT. She works from 8:00am to 6:00pm and provides hair services, pedicures, and manicures, among other services.



With the loan of 11,000 MT, she plans to buy a diversity of products to make sure that her clients find the solutions for all their beauty needs at her salon.



In the future she is planning to put some money together to acquire trasportation for her family.

Translated from Portuguese by April Newman, Kiva Volunteer


Zubaida Benedito Vilanculos de 22 anos nasceu no distrito de Boane, Província de Maputo, estudou até décima primeira classe e teve de interromper devido as dificuldades financeiras da família. Casada maritalmente e mãe de um filho de dois anos.

Zubaida nunca viveu fora de Boane, distrito onde nasceu, mas teve de deixar de viver com os pais quando ficou grávida, passando a viver com o marido, mas como havia aprendido o tratamento de cabelo junto com o marido juntaram algum dinheiro para investimentos de salão de cabeleireiro.

A receita diária varia entre 1,500.00MT – 2,500.00MT, ela trabalha das 8:00 – 18:00hrs e presta de serviços de tratamento de cabelos, pedicure, manicure, entre outros.

Com o empréstimo de 11,000.00MT, pretende comprar produtos diversos para garantir que as clientes encontrem todas as soluções para sua beleza.

No futuro pensa juntar algum dinheiro para adquirir um meio de transporte familiar.

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Journal entries for Zubaida Benedito Vilanculos


Loan has been disbursed
 
Entrepreneur: Zubaida Benedito Vilanculos
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Zubaida Benedito Vilanculos by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Boane, Maputo, Mozambique
Jun 23, 2009
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Kiva Help Repayment Schedule for Zubaida Benedito Vilanculos

  Expected Repayments Actual Repayments Comments
August 2009 $19.30 $19.30 Repayment Received
September 2009 $20.10 $20.10 Repayment Received
October 2009 $20.92 $20.92 Repayment Received
November 2009 $21.78 $169.24 Repayment Received
December 2009 $22.68 $46.47 Repayment Received
January 2010 $23.61 Available Jan 1 Repayment Received
February 2010 $24.58 Available Feb 1 Repayment Received
March 2010 $25.59 Available Mar 1 Repayment Received
April 2010 $26.64 Available Apr 1 Repayment Received
May 2010 $27.74 Available May 1 Repayment Received
June 2010 $28.88 Available Jun 1 Repayment Received
July 2010 $30.06 Available Jul 1  
August 2010 $31.30 Available Aug 1  
September 2010 $32.58 Available Sep 1  
October 2010 $33.92 Available Oct 1  
November 2010 $35.32 Available Nov 1