Trabajando Juntos Group

The community bank Trabajando Juntos (Working Together), is located in Huancavelica. The principal activity in this area is the business of selling basic needs products and farming outside of the community.
Rosa, has 3 children, 20, 18 and 15 years old. She is a cook and owns a restaurant. It is going well for her, her life is more organized. She requests a loan of 500 soles for the purchase of rice, sugar, noodles and other products needed for the productions of meals. Her dream is to buy land in Lima.
Irene lives with her spouse and has 5 children between 25 and 16 years of age. She started by selling liquor and now sells food because she owns a restaurant. She makes the meals herself and it is a family style restaurant. She will invest her loan of 400 soles in her business, in the purchase of groceries. Her dream is to buy a larger piece of land more adequate for her business, a space for which she now rents.
Sebastiana is married and has 1 son of 17 years of age. She started out buying animals, such as sheep, in small quantities. She now has larger quantities and the help of her husband. She has grown her business since she has a farm and now has a vehicle which allows her to get around faster. She is requesting a loan of 600 soles for the purchase of animals such as alpacas and sheep, which she will sell in the markets. Her dream is to finish paying off her vehicle which gives her the means to transport her merchandise.

Translated from Spanish by Laura Bobbit, Kiva Volunteer

El Bancomunal trabajando juntos, esta ubicado en Huancavelica, la actividad principal de esta zona es el comercio de productos de primera necesidad y también se dedican a la agricultura fuera de la comunidad.
Rosa, tiene 3 hijos de 20, 18 y 15 soles, es cocinera y tiene una tienda de restaurante, le va bien, su vida es más ordenada, solicita 500 soles para la compra de arroz, azúcar, fideos y todo lo necesario para el preparado de comida. Su sueño es comprar un terreno en lima.
Irene, es conviviente tiene 5 hijos de entre 25 y 16 años, ella se inicio vendiendo licor ahora vende comida pues tiene un restaurante, ella misma cocina, el negocio es familiar. Su préstamo de 400 soles lo invertirá en su negocio para la compra de abarrotes, su sueño es comprar un terreno mas grande y adecuado para su negocio pues el que tiene es alquilado.
Sebastiana, es casada, tiene 1 hijo de 17 años, empezó comprando animales como carnero en pocas cantidades, ahora tiene mayor cantidad y tiene el apoyo de su esposo, desde que inicio en finca a incrementado su negocio pues ahora tiene un carro con el cual se moviliza mas rápido, solicita un préstamo de 600 soles para la compra de animales como alpacas y carneros y venderá repartiéndolo en los mercados, su sueño es terminar de pagar su carro pues es una herramienta que le permite movilizar su mercadería.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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