Zaida


Status: Paying Back

$400.00   Loan Amount
50% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Zaida
Location: Lima, Peru
Activity: Catering

About the Loan

Loan Amount: $400.00
Loan Use: To purchase ingredients to prepare foods.
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jun 16, 2009
Date Disbursed: Jun 11, 2009
Date Funded:Jun 16, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0050 PEN = 1 USD



Zaida is 45 years old and she lives with her husband and her children, aged 15 and a little one, 3 years old. They live in their own home. With the goal of providing her family with the best she has tried every kind of business to generate an income. Eventhough her husband works and covers the family's expenses Zaida likes to be independent. She she has a litte one in her care she works from home making breakfasts for the workers in the market near her home. She prepares delicious foods every day for her clients. She takes orders from them ahead of time to avoid wastes and to make her business more profitable. She loves to look and thanks to her hard work she has managed to purchase appliances that help her in the preparation of her food. Zaide has high hopes for improvement and she knows that if she keeps up her business she will be able to expand her business. This is her third loan with Microfinanzas Prisma (Kiva Field Partner). She has always been on time with her payments and she loves working with the group, especially because they are all colleagues and good friends. With the funds she is requesting she will purchase wholesale foods, such as cooking oil, rice, flour and other items. This way she will reduce her costs and improve her earnings.






Translated from Spanish by Erika Lindig, Kiva Volunteer


Zaida tiene 45 años, vive con su esposo, sus hijos de 15 años y un pequeño de 3 añitos en su casa propia. Con el afán de brindarle a su familia lo mejor, ha tratado de incursionar en todo tipo de negocio para llevar ingresos a su hogar, ya que a pesar de que su esposo trabaja y solventa los gastos, a Zaida le gusta ser independiente. Por ello trabaja desde su hogar, y al tener un hijo pequeño que cuidar optó por preparar almuerzos para los comerciantes del mercado que está cerca de a domicilio. Todos los días en su casa prepara los deliciosos platillos que ofrece a sus clientes, los que previamente le hacen pedidos, por lo que prepara cantidades exactas para no tener pierde, resultándole muy rentable su negocio. A ella le gusta mucho cocinar y gracias a su empeño logró comprar algunos artefactos electrodomésticos que le facilitan el preparado de los alimentos. Zaida tiene muchas esperanzas de progresar y sabe que de seguir así, podrá hacer crecer y consolidar su negocio. Este es su tercer préstamo con Microfinanzas PRISMA, siempre ha sido muy puntual en sus pagos y le resulta muy grato el trabajo en su grupo, ya que entre todas sus compañeras son muy buenas amigas. Con el dinero solicitado comprará alimentos al por mayor; como sacos de aceite, arroz, harina y otros, además de aceite por litros. De esta manera los costos son más bajos y sus ganancias serán mayores.

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Journal entries for Zaida


Loan has been disbursed
 
Entrepreneur: Zaida
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Zaida by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 8 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Jun 16, 2009
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Kiva Help Repayment Schedule for Zaida

  Expected Repayments Actual Repayments Comments
September 2009 $50.00 $50.00 Repayment Received
October 2009 $50.00 $50.00 Repayment Received
November 2009 $50.00 $50.00 Repayment Received
December 2009 $50.00 $50.00 Repayment Received
January 2010 $50.00 Available Jan 1  
February 2010 $50.00 Available Feb 1  
March 2010 $50.00 Available Mar 1  
April 2010 $50.00 Available Apr 1