Martha

Martha is 57 years old. She is a very optimistic woman and worried about the progress of her family, which is comprised of her husband and their 3 children. Since she was very young she has been involved in the business of second hand products. When she married, she and her husband had the idea to buy a car, so both joined their savings and acquired a second hand one, which they now work with offering a transport service for interstate cargo. Precisely at this moment their mobility is in another city.

In this business Martha is charged with the administration of the profits and maintaining the car in a good state, trying to do mechanical inspections periodically. Her wish for the future is to acquire other cars to have a cargo transport fleet, now that this business is resulting in being profitable and in great demand. This is her 9th loan with Microfinanzas PRISMA. The continuance of her communal bank has permitted her to develop skills she was unaware of, which have blossomed with the support of her colleagues, who work in an organised way and with responsibility. The 2000 soles that she is requesting now are very important for her business, as she will now have the possibility to finish the total amount to acquire an additional car and increase her earnings.

Translated from Spanish by Jane McCrory, Kiva Volunteer

Martha tiene 57 años, es una mujer muy optimista y preocupada por el progreso de su familia, la cual está conformada por su esposo y sus tres hijos. Desde muy joven estuvo involucrada en el comercio de productos de segunda mano, pero al casarse, junto a su esposo tuvieron la idea de comprar un auto; entonces, ambos juntaron sus ahorros y adquirieron uno de segunda mano, con el que ahora trabajan brindado el servicio de transporte de carga interprovincial y justamente en este momento su movilidad se encuentra en otra ciudad. En este negocio Martha se encarga de la administración de las ganancias y de mantener en buen estado el auto, procurando su revisión mecánica periódicamente. Su deseo a futuro es adquirir otros autos para tener una flota de transporte de carga, ya que este negocio le está resultando muy rentable y de gran demanda. Este es su 9no crédito con Microfinanzas PRISMA, la permanencia en su banco comunal le ha permitido desarrollar habilidades que desconocía en ella, las cuales han aflorado con el apoyo de todas sus compañeras, quienes trabajan organizadamente y con suma responsabilidad. Los 2000 soles que ahora solicita son muy importantes para su negocio, ya que tendrá la posibilidad de completar el monto para adquirir un auto adicional e incrementar sus ingresos.

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