Nguyễn Thị Thêm's Group

Thêm, married and the mother of two adult-aged children, owns and operates a handicraft business whose main source of income comes from selling wood handicrafts to tourists and local community members. Thêm has been engaged in this business for over seven years, earning approximately 2.000.000 VND a month.

Thêm joined SEDA to gain access to financial services to help improve her living situation and ability to engage in business activities. She is now requesting a loan, her first from SEDA, of 5.152.000 VND to invest in expanding the business. Thêm plans to use the additional revenue generated from the business to further improve/expand her business.

About the Other Borrowers in the Group:

1. Trương Thị Anh (20203050084), 52, is requesting a 5.152.000 VND loan to support her business in the agriculture sector raising livestock.

2. Trương Thị Dư (20203050085), 46, is requesting a 5.152.000 VND loan to support her manufacturing business.

3. Trương Thị Tiện (20203050086), 21, is requesting a 5.152.000 VND loan to support her manufacturing business.

4. Nguyễn Thị Thu (20203050087), 45, is requesting a 5.152.000 VND loan to support her business in the agriculture sector raising livestock.

5. Trương Thị Lan (20203050088), 42, is requesting a 5.152.000 VND loan to support her furniture-making business.

About SEDA:

The mission of SEDA (Center of Small Enterprise Development Assistance) is to provide microfinance services to the low income and disadvantaged people in rural areas of Hanoi and the Northern provinces of Vietnam.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Vietnamese while providing quality and accurate information to Kiva lenders.










About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more