Mark
Status: Paying Back
| $7,000.00 | Loan Amount |
|---|
3% repaid
About the Entrepreneur
(For privacy reasons, the Field Partner has requested that last name be undisclosed)| Name: | Mark |
|---|---|
| Location: | San Francisco Bay Area, Ca, United States |
| Activity: | Services |
About the Loan
| Loan Amount: | $7,000.00 |
|---|---|
| Loan Use: | Hardware and technical software |
| Repayment Term: | 36 months - View details below |
| Lenders Repaid: | Irregularly |
| Currency Exchange Loss: | N/A
 |
| Date Listed: | Jun 10, 2009 |
| Date Disbursed: | May 29, 2009 |
| Date Funded: | Jun 20, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Opportunity Fund |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 5 months |
| Kiva Entrepreneurs: | 43 |
| Total Loans: | $257,925 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | United States |
|---|---|
| Avg Annual Income: | $47,000.00 |
| Currency: | United States Dollars (USD) |
For 15 years, Mark worked in architecture offices as a graphic designer, producing websites and scale images of architecture projects. He liked the work, but the jobs were inconsistent and had long dry spells that were difficult to manage. Mark knew that he could do it better as his own boss, so in late 2008 he decided to start his company, Urban Digital.
Urban Digital specializes in marketing and visual tools for builders and architect engineers. With a degree in architecture and many years of experience, Mark is an expert at producing technical images, websites, marketing kiosks and other materials that architects need. But getting started is hard, especially given the high upfront cost of all the hardware and technical software he needs to complete the projects he is pitching to clients. With a $7,000 loan from Opportunity Fund, Mark will be able to make these purchases and truly get his business up to speed.
Mark is saving money right now by running the business out of his home, but his goal is to bring in enough clients that he can hire employees and establish a real office.
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
Urban Digital specializes in marketing and visual tools for builders and architect engineers. With a degree in architecture and many years of experience, Mark is an expert at producing technical images, websites, marketing kiosks and other materials that architects need. But getting started is hard, especially given the high upfront cost of all the hardware and technical software he needs to complete the projects he is pitching to clients. With a $7,000 loan from Opportunity Fund, Mark will be able to make these purchases and truly get his business up to speed.
Mark is saving money right now by running the business out of his home, but his goal is to bring in enough clients that he can hire employees and establish a real office.
Important Information About This Loan
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."
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Journal entries for Mark
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Loan has been disbursed
Location: San Francisco Bay Area, Ca, United States
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Posted by
from San Francisco Bay Area, Ca, United States
Jun 21, 2009 |
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Comments (1)
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Repayment Schedule for Mark
Repayment Schedule for Mark
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $211.47 | $211.63 |  Repayment Received
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| January 2010 | $211.36 | Available Jan 1 | |||
| February 2010 | $214.34 | Available Feb 1 | |||
| March 2010 | $214.36 | Available Mar 1 | |||
| April 2010 | $215.86 | Available Apr 1 | |||
| May 2010 | $221.43 | Available May 1 | |||
| June 2010 | $218.94 | Available Jun 1 | |||
| July 2010 | $221.73 | Available Jul 1 | |||
| August 2010 | $222.03 | Available Aug 1 | |||
| September 2010 | $224.74 | Available Sep 1 | |||
| October 2010 | $225.18 | Available Oct 1 | |||
| November 2010 | $226.76 | Available Nov 1 | |||
| December 2010 | $229.35 | Available Dec 1 | |||
| January 2011 | $229.97 | Available Jan 1 | |||
| February 2011 | $232.47 | Available Feb 1 | |||
| March 2011 | $233.22 | Available Mar 1 | |||
| April 2011 | $234.86 | Available Apr 1 | |||
| May 2011 | $238.70 | Available May 1 | |||
| June 2011 | $238.19 | Available Jun 1 | |||
| July 2011 | $240.48 | Available Jul 1 | |||
| August 2011 | $241.55 | Available Aug 1 | |||
| September 2011 | $243.76 | Available Sep 1 | |||
| October 2011 | $244.96 | Available Oct 1 | |||
| November 2011 | $246.69 | Available Nov 1 | |||
| December 2011 | $248.77 | Available Dec 1 | |||
| January 2012 | $250.17 | Available Jan 1 | |||
| February 2012 | $252.16 | Available Feb 1 | |||
| March 2012 | $253.70 | Available Mar 1 | |||
| April 2012 | $255.48 | Available Apr 1 | |||
| May 2012 | $257.32 | Available May 1 | |||
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