Fru Joseph

Born in 1959, Joseph is married and has three children. All of his children are above the age of 15. He lives at Alamandom, Bamenda, North West Province. Joseph plans to invest his loan in pig and goat rearing and crop farming. He will buy three piglets and one young goat, three bags of feed seeds, and pay for labor to clear and till his farm.

This is Joseph’s seventh loan from GHAPE. He became a member of GHAPE on 5th September, 1999. Since then, he has benefited a lot and his repayments have been prompt. This loan will help him expand his pig and goat rearing business and will cultivate a large portion of land with good seeds for greater yields. He is convinced this business will succeed because he is experienced. This business will help his community by providing manure and food stuff.

He plans to use the profit from the loan to pay school fees for his children, cloth them, and give them good medical attention. He also intends to assist his late brother's children and build a house with part of the profit.

Joseph prefer to receive loans from GHAPE because the method of repayment is comfortable and convenient, GHAPE offers training, and there is proper follow-up when the loan is disbursed to ensure it is properly managed.

About GHAPE

The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.