Bilquis Liaqat Masih Group

Bilquis baji is the ladies' group leader. They all live in a midsize city named Riwind, Pakistan. They all handle their own businesses to share the financial burden of their husbands. Bilquis baji takes orders for her decorative embroidery business from her relatives and neighbors, and after completing each order she earns money. She saves her money in a committee and plans to use it to expand her embroidery business. Her husband drives a donkey cart for carrying items like fruits and vegetables and construction supplies. She is applying for a loan to buy a new donkey cart because the old cart rotted and was run down.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more