Carmelita Villoria
Status: Paying Back
| $225.00 | Loan Amount |
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83% repaid
About the Entrepreneur
| Name: | Carmelita Villoria |
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| Location: | Purok 2, Resthouse, Aurora, Zamboanga Del Sur, Philippines |
| Activity: | Personal Education Expenses |
About the Loan
| Loan Amount: | $225.00 |
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| Loan Use: | For the education of her three kids |
| Repayment Term: | 8 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jun 4, 2009 |
| Date Disbursed: | May 21, 2009 |
| Date Funded: | Jun 4, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Gata Daku Multi-purpose Cooperative (GDMPC) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 6 months |
| Kiva Entrepreneurs: | 982 |
| Total Loans: | $192,650 |
| Delinquency Rate: | 1.61% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.0035 PHP = 1 USD |
Carmelita Villoria is from the village of Purok 2, Resthouse, Aurora, Zamboanga del Sur. She is 45 years old. Carmelita is married and has three school-aged children. To make a living, Carmelita owns & operates a business raising cops. While not the only means for generating revenue, the main source of income for the business comes primarily from planting & harvesting corn for sale. Carmelita has been engaged in her business for over three years and earns approximately 3500 PHP a month for these activities.
In 2007, Carmelita joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Carmelita has successfully repaid a previous loan of 10000 PHP from GDMPC. This previous loan was used to purchase additional corn seeds & young crops to raise. Carmelita is requesting a new loan of 10000 PHP which will be used for the education of her three kids. This loan will be the fourth loan taken out by Carmelita from GDMPC. She plans to use the additional revenue generated from the business to improve/expand her business and to support her family's basic needs.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
In 2007, Carmelita joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Carmelita has successfully repaid a previous loan of 10000 PHP from GDMPC. This previous loan was used to purchase additional corn seeds & young crops to raise. Carmelita is requesting a new loan of 10000 PHP which will be used for the education of her three kids. This loan will be the fourth loan taken out by Carmelita from GDMPC. She plans to use the additional revenue generated from the business to improve/expand her business and to support her family's basic needs.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
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Journal entries for Carmelita Villoria
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Loan has been disbursed
Location: Purok 2, Resthouse, Aurora, Zamboanga Del Sur, Philippines
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Posted by
from Purok 2, Resthouse, Aurora, Zamboanga Del Sur, Philippines
Jun 5, 2009 |
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Carmelita Update
Location: Purok 2, Resthouse, Aurora, Zamboanga Del Sur, Philippines
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Posted by
Sharon Lacierda from Purok 2, Resthouse, Aurora, Zamboanga Del Sur, Philippines
Sep 3, 2009 |
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Repayment Schedule for Carmelita Villoria
Repayment Schedule for Carmelita Villoria
| Expected Repayments | Actual Repayments | Comments | |||
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| August 2009 | $37.50 | $37.50 |  Repayment Received
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| September 2009 | $37.50 | $37.50 | Repayment Received
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| October 2009 | $37.50 | $37.50 | Repayment Received
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| November 2009 | $37.50 | $0.00 | Repayment Received
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| December 2009 | $37.50 | $75.00 | Repayment Received
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| January 2010 | $37.50 | Available Jan 1 | |||
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