Flor


Status: Paying Back

$1,200.00   Loan Amount
28% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Flor
Location: Lima, Peru
Activity: Fruits & Vegetables

About the Loan

Loan Amount: $1,200.00
Loan Use: Increase the amount of produce purchased
Repayment Term: 15 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jun 6, 2009
Date Disbursed: May 28, 2009
Date Funded:Jun 6, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9700 PEN = 1 USD



Flor is 27 years old, lives with her parents, her husband Joel and her two small children in their own home. She sells vegetables in one of the most well-known markets in the Huaral province, for more than 14 years, because her mother persuaded her to help with the business since she was very young. Thanks to this, she now has some space next to her mother's stall, where she offers a variety of vegetables that she buys in bulk. Flor has always enjoyed the interaction she has with people, since she is very charismatic with everyone who asks for her products, making them loyal to her business. On the other hand, the hard part is being all day at her stall withstanding the changes in weather, but she knows these things come with the job. In the near future she wants to have a larger business where she can sell more quantities. This is the first loan she has with Microfinanzas PRISMA, and she promises to be very punctual with her payments. With this money she will buy a larger quantity of produce to satisfy the necessities of her clientele, which grows more every day.

Translated from Spanish by Esteban Riojas, Kiva Volunteer


Flor tiene 27 años, vive con sus padres, su esposo Joel y sus dos pequeños hijos en su casa propia. Se dedica a la venta de verduras en uno de los mercados más conocidos de la provincia de Huaral, desde hace más de 14 años, incursionando en este negocio, debido a su madre quien desde muy niña la incentivó para que la ayudara en el negocio. Gracias a ello, hoy en día, Flor posee un espacio al costado del puesto de su madre, donde ofrece variedad de vegetales, los cuales compra al por mayor. A Flor siempre le ha gustado la interacción que tiene con la gente, ya que siempre es muy carismática con todas las personas que le solicitan algún producto, logrando que éstos sean muy fieles a su negocio. Por otro lado, la parte difícil radica, en pasar casi todo el día en su puesto de trabajo soportando los cambios del clima, pero ella sabe que son gajes del oficio que debe sobrellevar. Para un futuro cercano quiere tener un negocio mucho más grande donde pueda vender en mayor cantidad. Este es el primer préstamo que tiene con Microfinanzas PRISMA, y promete ser muy puntual en todos sus pagos. Con el dinero que solicita comprará mayor cantidad de mercadería para poder satisfacer las necesidades de su clientela que día a día crece más.

Subscribe

Lenders to this entrepreneur

Jules
Berlin,
Germany

Kimberly
Healdsburg, CA
United States

Tomas
Valencia, Valencia
Spain

Karin
Freiberg, Saxony
Germany

KivaBall 2009
Providence, RI
United States

Vanessa & Florian
Kelsterbach,
Germany

Julie
Westwood, MA
United States

Patrick
chalfont, PA
United States

Melinda
London, London
United Kingdom

Claudia
Essen,
Germany

Alexander
Milwaukee, WI
United States

Howard
London, :
United Kingdom

Ed Dombrowski
Richboro, PA
United States

tricia
houston, TX
United States

Benoit
Angoulême, France
France

David
Malahide, Co. Dublin
Ireland

Anonymous
North Potomac, MD
United States

Daniel
Zurich,
Switzerland

Dan
Burlington, VT
United States

Amy
Orange, CT
United States

2007 Pryor Legacy Class
Liberty, MO
United States

Oliver
Kent, WA
United States

Kariboo
Lexington, MA
United States

Kevin
Pittsburgh, PA
United States

Mark
Loretto, MN
United States

Paulo
Lisboa,
Portugal

Katherine
Washington, DC
United States

Julie
Austin, TX
United States

Anonymous

Riccardo

United States

Anonymous
foster city, CA
United States

Niall
London, Middlesex
United Kingdom



Top Lending Teams for this entrepreneur


Brown University
Colleges/Universities
26 Members

Vermont... Jeezum Crow!
Local Area
94 Members

Tbecket
Businesses
1 Member

Journal entries for Flor


Loan has been disbursed
 
Entrepreneur: Flor
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Flor by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 12 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Jun 7, 2009
Comment on this entry

Kiva Help Repayment Schedule for Flor

  Expected Repayments Actual Repayments Comments
September 2009 $74.99 $75.41 Repayment Received
October 2009 $84.83 $84.41 Repayment Received
November 2009 $87.89 $87.89 Repayment Received
December 2009 $92.20 $92.20 Repayment Received
January 2010 $94.41 Available Jan 1  
February 2010 $98.74 Available Feb 1  
March 2010 $100.61 Available Mar 1  
April 2010 $105.71 Available Apr 1  
May 2010 $110.50 Available May 1  
June 2010 $112.87 Available Jun 1  
July 2010 $117.23 Available Jul 1  
August 2010 $120.02 Available Aug 1