Grupo Unido Group

Maria Lujan is a member of the Grupo Unido Communal Bank. She is 45 years old and was born in La Libertad. She sells food in the Zona de Nueva América, in the District of Carabayllom, where she has lived for 15 years. Maria is a single mother who has raised her two children by working hard at her business. Maria is known in her town for the delicious stews she prepares to the delight of her customers, allowing her to also grow personally.

She started as a member of the Communal Bank 4 years ago, looking for support to invest in the improvement of her business. She achieved her goal thanks not only to Edaprospo’s financial support, but also to the team work offered by the group that she leads.
The Grupo Unido Communal Bank is currently in the second phase of their first loan cycle, disbursing the amount of S/.7,700.00 to a total of 10 group members. They mostly sell dairy products (milk and cheese) from Canta Province because it is nearby and the low product costs generate better profits.

Maria’s goal is to have a restaurant where she could provide her customers better service and comfort, while also generating a better income for the growth and well-being of her family.

Translated from Spanish by Carolyn McCaffrey, Kiva Volunteer

La Sra. Maria Lujan socia de la alcancía comunal Grupo Unido
tiene 45 años, es natural de la Libertad y se dedica a la venta de comida en la Zona de Nueva América del Distrito de Carabayllo, lugar donde reside hace mas de 15 años. Maria es madre soltera y tiene 2 hijos a quienes ha sacado adelante con el esfuerzo de su trabajo en el negocio. Maria es conocida en su localidad por los ricos potajes que prepara para el deleite de su clientela, permitiéndole también desarrollarse personalmente.

Hace 4 años se inicia como socia de la Alcancía Comunal buscando apoyo para invertir en el mejoramiento de su negocio, logrando su objetivo, no solo por el apoyo financiero que le brinda Edaprospo sino también por el trabajo conjunto que imparte en la organización donde es líder y preside.

Actualmente, la Alcancía Comunal grupo unido, se encuentra en el primer ciclo de la segunda fase desembolsando el monto de s/ 7,700.00, con un total de 10 socios, que en su mayoría se dedican a la venta de productos lácteos (leche y queso) adquiridos en de la provincia de canta por la cercanía y el bajo costo del producto que les genera mayor utilidad.

la meta de Maria es tener su Restaurant donde pueda brindar mejor atención y comodidad a sus clientes y a la vez generar mejores ingresos para el progreso y bienestar de su familia.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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