Joana Afful

Joana Afful is married and has four dependents. She completed school through junior high and sells plastic rubbers, which she has done for two years. Her husband is a trader. Joana uses her income to pay for housekeeping expenses.

Joana will use this loan to purchase rubbers to resell. With the new profits from her expanded business, Joana plans to reinvest in her business and pay her water and light bills.

Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

Subscribe