Ernestina Essua Arthur
Status: Paying Back - Delinquent
| $350.00 | Loan Amount |
|---|
About the Entrepreneur
| Name: | Ernestina Essua Arthur |
|---|---|
| Location: | Abura, Ghana |
| Activity: | Clothing Sales |
About the Loan
| Loan Amount: | $350.00 |
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| Loan Use: | purchase more clothes for resale |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jun 1, 2009 |
| Date Disbursed: | May 6, 2009 |
| Date Funded: | Jun 6, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2427 |
| Total Loans: | $1,054,875 |
| Delinquency Rate: | 55.72% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
|---|---|
| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4853 GHS = 1 USD |
Ernestina will use the loan to purchase more clothes for resale for more profits. With the new profits from her expanded business, Ernestina plans to reinvest for more profits.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Ernestina Essua Arthur
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Loan has been disbursed
Location: Abura, Ghana
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Posted by
from Abura, Ghana
Jun 7, 2009 |
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Comment on this entry
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Repayment Schedule for Ernestina Essua Arthur
Repayment Schedule for Ernestina Essua Arthur
| Expected Repayments | Actual Repayments | Comments | |||
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| September 2009 | $58.33 | $58.33 |  Repayment Received
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| October 2009 | $58.33 | $0.00 |  Delinquent
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| November 2009 | $58.33 | $0.00 | Delinquent
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| December 2009 | $58.33 | Available Dec 1 | |||
| January 2010 | $58.33 | Available Jan 1 | |||
| February 2010 | $58.35 | Available Feb 1 | |||
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