Efua Bimponmah
Status: Paying Back - Delinquent
| $425.00 | Loan Amount |
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16% repaid
About the Entrepreneur
| Name: | Efua Bimponmah |
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| Location: | Elmina, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $425.00 |
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| Loan Use: | Her loan will be used to buy more fresh fish to sell |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | May 27, 2009 |
| Date Disbursed: | May 29, 2009 |
| Date Funded: | May 27, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4591 GHS = 1 USD |
Efua Bimponmah sells smoked fish in Elmina. Efua has received a primary-school education. She is married and has seven dependents. Her husband is a commercial driver who lives on a small income. Efua has been selling smoked fish since 1997. She supports the children in paying their school fees. Her loan will be used to buy more fresh fish to sell. She hopes to use the new profits from her business to save and build a house.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Lenders to this entrepreneur
Global Agents for Change
Vancouver, British Columbia
Canada
Top Lending Teams for this entrepreneur
Journal entries for Efua Bimponmah
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
May 29, 2009 |
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Comment on this entry
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Repayment Schedule for Efua Bimponmah
Repayment Schedule for Efua Bimponmah
| Expected Repayments | Actual Repayments | Comments | |||
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| September 2009 | $70.83 | $70.83 |  Repayment Received
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| October 2009 | $70.83 | $0.00 |  Delinquent
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| November 2009 | $70.83 | $0.00 | Delinquent
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| December 2009 | $70.83 | Available Dec 1 | |||
| January 2010 | $70.83 | Available Jan 1 | |||
| February 2010 | $70.85 | Available Feb 1 | |||
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