Efua Otuaa

Efua Otuaa is married and has five dependents. She has received schooling through primary school. Efua sells smoked fish in Elmina, which she has done since 1998. She uses her income to pay utilities including electricity and water bills. She will use the loan to purchase more fish to sell. With the new profits from her expanded business, Efua plans to save and further the children’s education.




Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

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