Raul Enrique Tian Salvador
| $1,125 |
Loan Request
Pre-Disbursed
: May 25, 2009
Listed: May 29, 2009
Funded: May 31, 2009
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About the Field Partner
| FAPE administers this loan. Learn more | |||||||
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| Field Partner: | FAPE | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 25 months | ||||||
| Kiva Entrepreneurs: | 224 | ||||||
| Total Loans: | $218,600 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 24.59% | ||||||
| Default Rate: | 0.13% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | Guatemala |
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| Avg Annual Income: | $4,155 |
| Currency: | Guatemala Quetzales (GTQ) |
| Exchange Rate: | 8.0965 GTQ = 1 USD |
About the Loan
| Location: | Tecpán, Chimaltenango, Guatemala | Repayment Term: | 14 months (more info) |
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| Activity: | Clothing Sales | Repayment Schedule: | Monthly | |
| Loan Use: | To purchase equipment for his clothing business. | Currency Exchange Loss: | Covered | |
| Default Protection: | Not Covered |
Raul Enrique is 28 years old and he lives with his wife and two small children. He makes a sells T-Shirts. He started out his business about 6 years ago when his father passed away. With his father's inheritance he has been able to start out with a piece of property. He goes otu to sell his products to different municipalities and areas, to deliver orders to stores and other businesses. The loan requested will be used to purchase a silkscreen printing machine seeing as he does not have one now, and he feels he is missing out on opportunities by not having it. His dream is to have this machine so that he could expand his business and to improve his earnings for his future, and for a better future of his family.
Translated from Spanish by Erika Lindig, Kiva Volunteer
Raúl Enrique, tiene 28 años de edad, el vive con su esposa y sus dos hijos, menores de edad, el se dedica a la elaboración y venta de playeras, empezó este negocio hace aproximadamente 6 años cuando murió su papá. El empezó con este negocio gracias a Dios su padre le dejo esta oportunidad para que el empezará de nuevo con el, ahora es de su propiedad. El sale a vender sus productos en diferentes municipios y lugares, a dejar su pedido en tiendas y otros comercios. El destino del préstamo que solicita es para comprar una maquina para serigrafías, ya que el no cuenta con esa posibilidad y para el, es una oportunidad que se esta perdiendo por no tener esa maquina. Su sueño es tener esta maquina, y con eso ya puede ampliar el negocio, también con eso El puede mejor sus ganancias para el un futuro un mejor futuro de su familia.
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Journal entries for Raul Enrique Tian Salvador
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Loan has been disbursed
Location: Tecpán, Chimaltenango, Guatemala
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Posted by
from Tecpán, Chimaltenango, Guatemala
Jun 1, 2009 |
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Comment on this entry
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Throug his sickness, Raul persists
Location: Tecpán, Chimaltenango, Guatemala
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Posted by
Jeremy Lapedis from Tecpán, Chimaltenango, Guatemala
Dec 10, 2009 |
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Comment on this entry
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Repayment Schedule for Raul Enrique Tian Salvador
Repayment Schedule for Raul Enrique Tian Salvador
| Expected Repayments | Actual Repayments | Comments | |||
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| August 2009 | $93.75 | $0.00 |  Repayment Received
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| September 2009 | $93.75 | $93.75 | Repayment Received
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| October 2009 | $93.75 | $93.75 | Repayment Received
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| November 2009 | $93.75 | $0.00 |  Delinquent
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| December 2009 | $93.75 | $0.00 | Delinquent
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| January 2010 | $93.75 | $158.44 | Delinquent
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| February 2010 | $93.75 | $0.00 | Delinquent
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| March 2010 | $93.75 | Available Mar 1 | |||
| April 2010 | $93.75 | Available Apr 1 | |||
| May 2010 | $93.75 | Available May 1 | |||
| June 2010 | $93.75 | Available Jun 1 | |||
| July 2010 | $93.75 | Available Jul 1 | |||
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