Jocelyn Garzota

“Life is not a problem to be solved, but a gift to be enjoyed and experienced” is a simple quotation that Jocelyn Garzota shares. She believes that living life to the fullest will satisfy everyone’s daily existence - for life in earth is just temporary, she adds. For her, living life to the fullest means living with her family: thus, she works very hard for them. She is only 24 years old and happily married. She and her husband, Michael Garzota, have two children.

By maintaining her street food-vending business, Jocelyn is able to help her husband afford their family a simple, contented standard of living. However, the couple works hard for the education of their two children, whom they hope to give a better future by sending them to school through college. Jocelyn has therefore requested a loan from Kiva lenders as capital assistance for managing her business well in order to earn a higher income. She is taking out a small loan in the amount of PHP 5,0000.

Jocelyn wants to expand her business and earn a higher daily income by operating a typical village store business where she can display her street food items and vegetables for sale.

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