Cinthya


Status: Paying Back

$350.00   Loan Amount
83% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Cinthya
Location: Lima, Peru
Activity: Call Center

About the Loan

Loan Amount: $350.00
Loan Use: Purchase of cell phones
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: May 25, 2009
Date Disbursed: May 11, 2009
Date Funded:May 25, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0050 PEN = 1 USD



Cinthya is a young woman who is 23 years old and works to help out her parents, who are her greatest treasure. For her, living with them is a blessing. Her ability to make friends quickly has helped her to use her free time to do productive activities like set up a phone call service in her town, a business that she has been developing for 2 years with some friends. The difficult part of this work is the risk of muggings, as she has a number of cell phones due to the volume of customers who request her services. She tries to avoid danger by being very careful.

With the profits she earns she is able to pay for her studies, and while she is in class, her father takes over the business so as to not lose customers. Her hope for the future is to partner with her father to install a call center and sell telephones in the center of the city. With the 1000 soles that she is requesting, she will purchase a few new cell phones to improve and grow her business.

Translated from Spanish by Michele Magrino, Kiva Volunteer


Cinthya es una joven de 23 años que trabaja con la finalidad de ayudar a sus padres, quienes son su mayor tesoro, para ella, vivir con ellos es una bendición. Entablar rápidamente amistad con personas le ayudó a dedicar sus tiempos libres en realizar actividades productivas como brindar servicios de llamadas telefónicas en su localidad, negocio que viene desarrollando hace 2 años a lado de unas amigas. Lo difícil de esta actividad es el riesgo de sufrir asaltos, pues dispone de varios celulares por la cantidad de personas que solicitan sus servicios y para evitar peligros trata de ser muy prudente. Con las ganancias que obtiene puede pagar sus estudios, y durante sus horas de clase, su padre cubre su puesto de trabajo para no perder clientes. Su deseo a futuro, es asociarse con su padre para instalar un centro de llamadas y venta de teléfonos en el centro de su ciudad. Con los 1000 soles que solicita comprará algunos celulares para mejorar e incrementar la prestación de sus servicios.

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Lenders to this entrepreneur

dan
GAITHERSBURG, MD
United States

Denise
Tigard, OR
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Mari & Emil
Sterling, CO
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Anonymous

Eric
Longmont, CO
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Elisabeth
Seattle, WA
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Ryan
San Francisco, CA
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Matthew
Alexandria, VA
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Top Lending Teams for this entrepreneur


The Flying Spaghetti Monster
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1096 Members

Journal entries for Cinthya


Loan has been disbursed
 
Entrepreneur: Cinthya
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Cinthya by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
May 26, 2009
Comment on this entry

Vende celulares de diversos modelos.
 
Entrepreneur: Cinthya
Location: Lima, Peru

Cinthya esta muy contenta ya que la venta de celulares se ha aumentado y eso se debe al préstamo que le dieron, desde entonces pudo adquirir modelos nuevos de celulares siendo estos de gran demanda por sus clientes, quienes muy complacidos por la atención que reciben tanto en el servicio de llamada que realiza así como la atención que reciben al adquirir uno. Ella esta muy contenta por el progreso de su negocio ya que podrá ayudar con los gastos de su casa, es por ello que agradece a todas las personas que dieron su aporte económico y que por medio de Microfinanzas PRISMA le concedió. Sus planes a futuro es ampliar su local y contar con gran cantidad de cabinas de llamadas y líneas de teléfonos móviles.


Posted by Betsabé Bruno Morales from Lima, Peru
Oct 5, 2009
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Kiva Help Repayment Schedule for Cinthya

  Expected Repayments Actual Repayments Comments
August 2009 $58.45 $58.45 Repayment Received
September 2009 $58.45 $58.45 Repayment Received
October 2009 $58.45 $58.45 Repayment Received
November 2009 $58.45 $58.45 Repayment Received
December 2009 $58.45 $58.45 Repayment Received
January 2010 $57.75 Available Jan 1