Las Alegrías Group

The "Las Alegrías" group is represented by Matilde and consists of 13 members, mostly women who work selling products such as clothes, furniture, cosmetics, and food. Some provide services such as public transportation, cleaning, and gardening.

In the commercial sector there is always competition, so the group needs to work hard to make sure their products are of high quality. This is why they need the loan, to acquire more merchandise, materials and supplies such as tools for high-quality work and a more competitive product. Having better income will make it possible to provide their children with better education and a higher quality of life. In regards to the members' credit reports, it can be verified that they have good credit history and are considered punctual and responsible in making loan payments.

Translated from Spanish by Vivian Lu, Kiva Volunteer

El grupo “Las Alegrías” esta representado por la señora Matilde y conformado por 13 miembros en su mayoría mujeres las cuales se dedican a actividades de rubro comercial de productos como ropa, muebles, cosméticos, comida y algunas se dedican al servicio de transporte publico, limpieza y de jardinería. Dentro del ámbito comercial siempre existe la competencia por lo que el grupo debe esforzarse para que sus productos sean de buena calida, es por esta razón que requieren el crédito para la adquisición de mercadería, materiales e insumos así como herramientas para realizar un trabajo de calidad y un producto mas competitivo para el mercado teniendo mejores ingresos para darle a sus hijos una mejor educación y mejor calidad de vida. En cuanto a informes crediticios de las socias se puede verificar que se encuentran con buenos antecedentes ya que se consideran cumplidas y responsables en los pagos de sus obligaciones.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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