Hermenegilda Noa Ubisse


Status: Paying Back

$575.00   Loan Amount
50% repaid

About the Entrepreneur

Name: Hermenegilda Noa Ubisse
Location: Catembe, Maputo, Mozambique
Activity: General Store

About the Loan

Loan Amount: $575.00
Loan Use: Buy and sell clothing
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: May 28, 2009
Date Disbursed: Apr 19, 2009
Date Funded:May 30, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:27.1500 MZN = 1 USD




Hermenegilda Noa Ubisse was born in Maputo. She is 47 years old, married, and has 4 children aged 25, 24, 19, and 15. Besides supporting her children, Hermenegilda supports two step-children who live with them.

Hermenegilda had to stop going to school in the 8th grade when she lost her father. As the oldest child she had to look for work to support her siblings. In 1984 she began selling a variety of products, and today she sells clothing, seafood, and vegetables.

This is Hermenegilda’s first loan with Hluvuku, and she intends to use the money to increase her stock. She currently has a monthly income of 16,000 MT and has a savings account. She hopes to get another loan in the future to improve her housing situation.

This photo is of Hermenegilda and her husband.

Translated from Portuguese by Jill Haring, Kiva Volunteer


Hermenegilda Noa Ubisse natural de Maputo, tem 47 anos de idade, casada maritalmente e mãe de 4 filhos com idade entre 25, 24, 19 e 15 anos respectivamente, alem dos filhos sustenta dois enteados que mora com eles.

Hermenegilda estudou até 8ªclasse e parou quando perdeu o seu pai e sendo a mais velha viu se obrigada a procurar emprego afim de sustentar os seus irmãos. 1984 inicia actividade comercial que consistiu em venda de vários produtos, actualmente o negocio consiste na venda de roupas, mariscos e verduras.

Hermenegilda solicita empréstimo na Hluvuku pela primeira vez com qual pretende aumentar o seu estoque, deste negocio tem um rendimento mensal de 16000,00mt e faz poupança. Futuramente pretende solicitar outro empréstimo para melhoramento das condições habitacionais.

Hermenegilda aparece na foto com o seu marido

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Journal entries for Hermenegilda Noa Ubisse


Loan has been disbursed
 
Entrepreneur: Hermenegilda Noa Ubisse
Location: Catembe, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Hermenegilda Noa Ubisse by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Catembe, Maputo, Mozambique
May 31, 2009
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Kiva Help Repayment Schedule for Hermenegilda Noa Ubisse

  Expected Repayments Actual Repayments Comments
July 2009 $25.27 $25.27 Repayment Received
August 2009 $26.41 $26.41 Repayment Received
September 2009 $27.60 $27.60 Repayment Received
October 2009 $28.85 $28.85 Repayment Received
November 2009 $30.15 $27.34 Repayment Received
December 2009 $31.52 $152.53 Repayment Received
January 2010 $32.94 Available Jan 1 Repayment Received
February 2010 $34.43 Available Feb 1 Repayment Received
March 2010 $35.99 Available Mar 1 Repayment Received
April 2010 $37.62 Available Apr 1  
May 2010 $39.32 Available May 1  
June 2010 $41.09 Available Jun 1  
July 2010 $42.95 Available Jul 1  
August 2010 $44.89 Available Aug 1  
September 2010 $46.92 Available Sep 1  
October 2010 $49.05 Available Oct 1