Elvira Alexandre Cau


Status: Paying Back

$450.00   Loan Amount
27% repaid

About the Entrepreneur

Name: Elvira Alexandre Cau
Location: Catembe, Maputo, Mozambique
Activity: General Store

About the Loan

Loan Amount: $450.00
Loan Use: Increase merchandise, buy and sell of diverse products
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: May 24, 2009
Date Disbursed: May 16, 2009
Date Funded:May 24, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:27.5000 MZN = 1 USD



Elvira Alexandre Cau is from Maputo, she is 42 years old and is married y has 3 children who are between 26, 23 and 15 years old. Besides two sons, she also supports a brother who lives with them.

Elvira didn't finished school because of the lack of financial support, for the last 10 years Elvira lives from her business which she learned from her mother who is a salesperson, she buys and sells first need products, her main product is corn flour for which she buys 10kg for 130,00mt and sells for 210,00mt. This business has a net profit of 3000,00mt.

Elvira is requesting the loan for the first time with Hluvuku and Kiva in order to increase her stock. In the future Elvira wants to request another loan in order to buy a freezer to sell seafood.

Translated from Portuguese by Nina Delgado, Kiva Volunteer


Elvira Alexandre Cau é natural de Maputo, tem 42 anos de idade, casada maritalmente e mãe de 3 filhos com idade entre 26; 23 e 15 anos respectivamente. Alem dos filhos, sustenta um irmão que vive com ele.

Elvira estudou até 6ªclasse e parou por falta de condições financeiras, a mais de 10 anos que Elvira vive de negocio qual aprendeu através da sua mãe que é comerciante, o negocio consiste na compra e venda produtos da primeira necessidade com destaque a farinha de milho que compra uma embalagem de 10kg por 130,00mt e vende por 210,00mt. Deste negocio tem um rendimento mensal liquido 3000,00mt.

Elvira solicita empréstimo pela primeira vez na Hluvuku e no Kiva, com qual pretende aumentar o seu estoque. Futuramente Elvira pretende solicitar outro empréstimo para compra de congelador afim de ver mariscos.

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Journal entries for Elvira Alexandre Cau


Loan has been disbursed
 
Entrepreneur: Elvira Alexandre Cau
Location: Catembe, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Elvira Alexandre Cau by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Catembe, Maputo, Mozambique
May 25, 2009
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Kiva Help Repayment Schedule for Elvira Alexandre Cau

  Expected Repayments Actual Repayments Comments
August 2009 $28.12 $28.13 Repayment Received
September 2009 $28.12 $28.13 Repayment Received
October 2009 $28.12 $28.10 Repayment Received
November 2009 $28.12 $10.05 Repayment Received
December 2009 $28.12 $28.39  
January 2010 $28.12 Available Jan 1  
February 2010 $28.12 Available Feb 1  
March 2010 $28.12 Available Mar 1  
April 2010 $28.12 Available Apr 1  
May 2010 $28.12 Available May 1  
June 2010 $28.12 Available Jun 1  
July 2010 $28.12 Available Jul 1  
August 2010 $28.12 Available Aug 1  
September 2010 $28.12 Available Sep 1  
October 2010 $28.12 Available Oct 1  
November 2010 $28.20 Available Nov 1