Leonidas Pedro Gonzales Oporta

The microbusinessman Leonidas Pedro Gonzáles Oporta is 52 with 3 grown children. Since the age of 12 he has bought and sold seafood, buying from fishermen in the ports of Bluff and Bluefields and selling to restaurants and to persons from different neighborhoods who come to his business to buy his products. Among the seafoods he sells are: lobster, various types of fish (pargo, llelotiel, roncador, and kingfish among others), sea prawns, and freshwater prawns. Right now sea prawns and lobster are off season, so he is not selling those.

This small-businessman has had the benefit of one loan through Kiva, that he repaid punctually according to his loan documents, so he is requesting this second loan to buy the following seafood: 200 pounds of Llelotiel fish at US $.80 per pound, 200 pounds of Roncador fish at US $.80 per pound, 280 pounds of Pargo fish at US $1 per pound, and 200 pounds of freshwater prawns at US $1 per pound.

Translated from Spanish by Susan Sanford, Kiva Volunteer

El microempresario Leonidas Pedro Gonzáles Oporta tiene 52 años de edad con 3 hijos todos adultos, se dedica desde hace 12 años a la compra y venta de mariscos en el cual compra a pescadores del puerto el Bluff y Bluefields y los vende a restaurantes y a personas de diferentes barrios que llegan a su negocio a comprarles el producto. Entre los mariscos que vende se encuentran los siguientes: Langosta, pescados de varios tipos (Pargo, llelotiel, roncador, king fish entre otros) camarones de mar, camarones de la laguna.

Cabe señalar que en este momento tanto el camarón de mar como la langosta están en veda, por tal razón no se esta comercializando. Este microempresario ya ha sido beneficiado con un crédito en Kiva, el cual pago puntualmente (Según consta en el expediente de la institución), por lo tanto esta solicitando un segundo crédito con el que comparará los siguientes mariscos:

200 libras de Pescado Llelotiel a US 0.80 cada libra, 200 libras de pescado Roncador a US 0.80 cada libra, 280 libras de pescado Pargo a US 1 cada libra y 200 libras de camarón de laguna a US 1 cada libra.



Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

Subscribe