Geruzalem Group


Status: Paid Back

$3,525.00   Loan Request
$3,525.00   Paid Back

About the Group

Group Name: Geruzalem Group
Group Members: Judine Pierre
Elicie Pierre
Stephane Elant
Louis Eliette
MmeJasmin Pierre
Gerthesanite Felix
Ronald Etienne
Rosebrune Felix
Angedonne Etienne
Angella Felix
Francisque Serge
Francique Charite Jacques
Bonita Tousaaint
Sherley Augustin
Jeanne St Preux
Location: Trou-du-nord, Haiti
Activity: Food Production/Sales

About the Loan

Loan Amount: $3,525.00
Loan Use: Fresh vegetables, livestock
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: May 6, 2009
Date Disbursed: Apr 7, 2009
Date Funded:May 7, 2009
Loan Ended:Oct 15, 2009

About the Country

Country:Haiti
Avg Annual Income:$1,600.00
Currency:Haiti Gourdes (HTG)
Exchange Rate:39.7185 HTG = 1 USD



At age 24, Judine Pierre has come a very long way. Being a single mother, a student, and a business owner can be very challenging, but very rewarding. When speaking about the rewards, Judine is open about how she struggled to feed herself and child daily prior to her 1st loan. Going on her 3rd loan now, she proudly speaks about how her business profits now give her the ability to not only pay for her school, provide for daily meal for herself and child, but also give her the ability to contribute to her family.

She is not alone in her increased profits. The Geruzalem Group, of which she is a representative, is made up of 14 other male and female business owners. Many of the members recount how they were not working and dreamed of creating a business for themselves, but never had the funds to do so. The loan they received enabled them to do so.



Judine, who sells fruits, vegetables and live animals in the big city, looks forward to further growth in her business and her area. On behalf of Judine, Geruzalem, and Esperanza we thank you for you for your support.





About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe

Lenders to this group

Kathy
Gainesville, FL
United States

Susan
Chicago, IL
United States

Kuns Family
Glendale, CA
United States

Nick & Veronica
West Hills, CA
United States

Sarah
Cannington, Ontario
Canada

Karen and Gery
KivaFriends.org, Monarch Beach, CA USA
United States

Oliver
Beverly Hills, CA
United States

Summit NW Minisries
Coeur d Alene, ID
United States

Vickie

United States

Mark
Oconomowoc, WI
United States

Rockroom Wine
Austin, TX
United States

CherylS
kivafriends.org, Littleton, NC
United States

Anonymous
Beaverton, OR
United States

Russ
Pacifica, CA
United States

Claus-Peter
www.kivafriends.org,
Germany

Jill
Vancouver, BC
Canada

Velten Family
Westlake Village, CA
United States

Geoff

Christmas Island

Bethany
Philadelphia, PA
United States

Erik
Redmond, WA
United States

Brett
Edmonton, Alberta
Canada

edward & Donna
hayden, ID
United States

Stephanie
Rancho Cucamonga, CA
United States

Terry
Barnsley, South Yorkshire
United Kingdom

Laerke
Swindon, Wiltshire
United Kingdom

Henry Yang DDS
Berkeley, CA
United States

Bret Hribar
Chicago, IL
United States

Dave Karen Connor Erik
Canmore, Alberta
Canada

Dan & Wanda
Aurora, IL
United States

Peter
Anchorage, AK
United States

Joyce
West Valley City, UT
United States

Stephen
San Francisco, CA
United States

Pratik
Chicago, IL
United States

Sarah
Chicago, IL
United States

Marni
Ottawa, ON
Canada

Christina
Gr,
Germany

Diane R
KivaFriends.org, Santa Clara, CA
United States

Anonymous
Paris,

deb
Adelaide, South Australia
Australia

Edith
Brooklyn, NY
United States

Bill
Media, PA
United States

Anonymous

Canada

Odd Karsten
Ålesund,
Norway

Patricia
Loda, IL
United States

Anonymous
Erlangen, Bavaria
Germany

William
apo, ae
United States

silvo
Dalfsen,
Netherlands

Anonymous

Eyal
Holon, Israel
Israel

Jessica
Helsinki,
Finland

Michelle
Ross Bethio,
Senegal

Rick
Jenkintown, PA
United States

Ted & Julie
Atlanta, GA
United States

Wonga.com
London, London
United Kingdom

Bryan & Kim
Stokesdale, NC
United States

Allison
Etobicoke, Ontario
Canada

Nina & Josh
middletown, CT
United States

Kees
Lakeview, Nova Scotia
Canada

The Babin Family
Bayfield, Ontario
Canada

Eleanor
New York, NY
United States

Anonymous

Jyoti
Waldwick, NJ
United States

Sherron
New York, NY
United States

John
Hoboken, NJ
United States

CD Peltz
Fort Collins, CO
United States

Anonymous
Montreal, Quebec
Canada

Amelie
Proctor, MN
United States

Ramona
KivaFriends.org, Berlin
Germany

Anna
Charlestown, MA
United States

Margret
Wanna, Wanna
Germany

Michiel
London, -
United Kingdom

Jens
D,
Germany

Vikas
Ithaca, NY
United States

Gordon
Winamac, IN
United States

eric
lower sackville, Nova Scotia
Canada

cunoticias
Valencia, Valencia
Spain

Glen
Lakewood, CO
United States

Frank
Fellbach, BW,
Germany

Cheryl
Danville, PA
United States

Pat & Tony
North Troy, VT
United States

Allison
Chicago, IL
United States

Louisa
louisville, KY
United States

Carol 97756
Redmond, OR
United States



Top Lending Teams for this group


A-Tisket A-Tasket
Friends
38 Members

Kiva Team Germany
Local Area
527 Members

Team Obama
Common Interest
3022 Members

Journal entries for Geruzalem Group


Loan has been disbursed
 
Entrepreneur: Geruzalem Group
Location: Trou-du-nord, Haiti

Thank you for your loan. It has been disbursed to GERUZALEM Group, consisting of Judine Pierre, Elicie Pierre, Stephane Elant, Louis Eliette, MmeJasmin Pierre, Gerthesanite Felix, Ronald Etienne, Rosebrune Felix, Angedonne Etienne, Angella Felix, Francisque Serge, Francique Charite Jacques, Bonita Tousaaint, Sherley Augustin, Jeanne St Preux by Esperanza International, a partner of HOPE International in Haiti. We are excited to watch this business grow. Over the 5 months of this loan, Esperanza International, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Trou-du-nord, Haiti
May 8, 2009
Comments (1)

Kiva Field Update - Message from the Dominican Republic
 
Entrepreneur: Geruzalem Group
Location: Trou-du-nord, Haiti

Dear Esperanza lenders,

As you may know, all entrepreneur profiles on Kiva’s website are posted by local Field Partners like Esperanza, whose mission is to “free children and their families from poverty through initiatives that generate income, education, and health, restoring self-worth and dignity to those who have lost hope.” As a Kiva Fellow working with Esperanza International in the Dominican Republic and Haiti, I saw Esperanza’s mission at work most recently while visiting a batey.

For those that are not familiar with the term “batey,” it is a small, barrack-style community built and maintained by large sugar corporations. These communities are often completely surrounded by sugar cane fields, and often they lack basic resources such as clean drinking water, transportation, reliable electricity, and medicine. The majority of a batey’s members work in planting, cutting, and loading sugar cane for eight months of the year. The other four months are a stalemate, during which there are no sugar cane earnings.

In order to ensure continued earnings, one entrepreneur, Cloreta Yan, who lives on a rural batey, used her Kiva loan to open a small store in her house. Her community previously did not have a store where they might buy basic supplies, which meant that community members had to travel to nearby communities to shop. When my fellow Kiva Fellow Kalie Gold and I first visited Cloreta, she offered very basic supplies, such as sugar, oil, and rice. When I conducted a follow-up visit, she was selling over 20 items, including tobacco, ice, drinks, and cookies. She is now earning 600 pesos a week and, according to her loan officer, continues to expand the line of merchandise she sells.

Esperanza has supported 4,251 Kiva entrepreneurs thus far, resulting in approximately $200,000 loaned. Continually working to improve their organization, they have recently opened an office in Trau de Nord, Haiti. Esperanza continues to grow - thanks to Kiva lenders like you!

Staff members at various offices throughout the Dominican Republic visit their entrepreneurs frequently, and many of you will receive an update on an entrepreneur who received a loan contribution from you. Unfortunately, due to logistical and administrative constraints, reaching every entrepreneur for an update is just not possible, even with Esperanza’s dedicated team. Whether or not an update is provided on a specific entrepreneur to whom you made a loan, I hope that you have enjoyed this update on the impact that Esperanza has had with Kiva funds.

Finally, I would like to thank you personally for supporting an entrepreneur in Haiti or the Dominican Republic. It saddens me to realize that this letter marks the end of my time working with Kiva’s Field Partner Esperanza here in the Dominican Republic. For the last three months I have had the pleasure of working with Esperanza, visiting numerous Kiva entrepreneurs, and training staff members in writing business profile updates for Kiva lenders such as yourself.

To see all current fundraising loans from Esperanza on Kiva.org, please click here:

http://www.kiva.org/app.php?page=businesses&partner_id=44&status=Fundraising&sortBy=New+to+Old&_te=mj&_te=mj

To see a short YouTube video on Cloreta Yan, please click here:

http://www.youtube.com/watch?v=8reiqg1pbBo&_te=mj

On behalf of Kiva, Esperanza, and its entrepreneurs, we thank you for your continued support.


Posted by JD Bergeron, Kiva Staff, from San Francisco, United States
Jun 11, 2009
Comments (14)

Kiva Help Repayment Schedule for Geruzalem Group

  Expected Repayments Actual Repayments Comments
July 2009 $780.93 $780.94 Repayment Received
August 2009 $844.31 $729.78 Repayment Received
September 2009 $600.61 $715.13 Repayment Received
October 2009 $632.68 $632.68 Repayment Received
November 2009 $666.47 $666.47 Repayment Received