Maritza Beltrán


Status: Paid Back

$625.00   Loan Request
$625.00   Paid Back

About the Entrepreneur

Name: Maritza Beltrán
Location: Guayaquil, Ecuador
Activity: Home Products Sales

About the Loan

Loan Amount: $625.00
Loan Use: To buy wholesale merchandize
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: May 20, 2007
Date Disbursed: Jun 4, 2007
Date Funded:May 21, 2007
Loan Ended:Jan 22, 2008

About the Country

Country:Ecuador
Avg Annual Income:$4,776.00
Currency:United States Dollars (USD)



Maritza started her business with the help of her ex-inlaws who provided her with money to start the business.

Maritza will use the loan to invest in the wholesale purchase of merchandise and thereby to improve her income. She has confidence that her business will grow.

Maritza is 24 years old, and separated. She has 3 children, two of which go to school. Life as a single mother has not been easy for Maritza. She has to work very hard to be able to afford her children's education and housing. She hopes that this loan will improve the quality of life for her family and that it will allow her to save money to give her children a better education.


Translated from Spanish by Ramón F. Kolb, Kiva Volunteer.



Maritza empezó su negocio con la ayuda de sus ex suegros quienes le facilitaron el dinero para que emprendiera el negocio.
.

Maritza usará el préstamo para invertir en comprar mercadería al por mayor y así poder tener mejores ingresos. Ella tiene la confianza que su negocio crecerá.

Maritza tiene 24 años, esta separada tiene tres hijos dos de ellos están en la escuela. Para Maritza la vida no ha sido fácil como madre soltera tiene que trabajar muy duro para ayudar a sus hijos con la educación y vivienda. Ella tiene la esperanza que con este préstamo mejorara la calidad de vida de su familia y le permitirá ahorrar para darles una mejor educación a sus hijos.


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Journal entries for Maritza Beltrán


Agradecimientos
 
Entrepreneur: Maritza Beltrán
Location: Guayaquil, Ecuador

Maritza agradece a Kiva, Mifex y la comunidad solidaria por la ayuda prestada a su negocio ella esta muy feliz de poder atender a su familia con los ingresos que genera esta micro empresa y también de atender a la sociedad con bienes y servicios que oferta. Ahora puede atender su negocio y pensar en crecer conforme esta su planificación.

www.mifex.org


Posted by Luis Crespo from Guayaquil, Ecuador
May 22, 2007
Comment on this entry

Loan update
 
Entrepreneur: Maritza Beltrán
Location: Guayaquil, Ecuador

Maritza is very happy with the results from her first loan as she was able to happily invest in more products. Her sales were able to increase because more often than not, she had her store stocked with the items that her clients demanded. Her customer base is now more loyal and visits more frequently knowing that Maritza is likely to have what they need. Maria tells us that her kids were enrolled in better schools last year thanks to the profits she was able to make from her business.


Posted by Robert Edgar from Guayaquil, Ecuador
Jan 10, 2008
Comments (1)

Kiva Help Repayment Schedule for Maritza Beltrán

  Expected Repayments Actual Repayments Comments
August 2007 $0.00 $79.00  
September 2007 $78.12 $79.00 Repayment Received
October 2007 $78.12 $79.00 Repayment Received
November 2007 $78.12 $79.00 Repayment Received
December 2007 $78.12 $79.00 Repayment Received
January 2008 $78.12 $79.00 Repayment Received
February 2008 $78.12 $79.00 Repayment Received
March 2008 $78.12 $72.00 Repayment Received
April 2008 $78.16 $0.00 Repayment Received