Angelica


Status: Paid Back

$975.00   Loan Request
$975.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Angelica
Location: Lima, Peru
Activity: Bookstore

About the Loan

Loan Amount: $975.00
Loan Use: Increase merchandise
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Apr 27, 2009
Date Disbursed: Apr 7, 2009
Date Funded:Apr 27, 2009
Loan Ended:Jun 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1050 PEN = 1 USD



Angélica, 36, is single and lives with her children: Luis is 14; Gabriel is 4, Bony is 6; and Katy is 2. She runs a book store, which she started four years ago in her house. Happily, the business has goon well, and she hopes it keeps growing for the good of her children.

Angélica is a very tenacious woman; she works in her store from 6 in the morning until 8 or 9 at night to be able to get the desired income. Her oldest son helps when he gets home from school because she couldn’t get everything done all by herself. Angélica really likes interacting with people, but sometimes she gets very tired due to the long hours she works. Happily, sales are good and her business is growing more every day. In the future, she hopes to consolidate her business and add a restaurant.

She has been a client of MFP for a long time. She started in community banks, and she did well. Now she is asking for an individual loan, and she promises to be as responsible as she has been in the past. She will use the loan to buy supplies for her bookstore. She will also buy some furniture to start making her dream of having a restaurant a reality.

Translated from Spanish by Ginny Kalish, Kiva Volunteer


Angélica tiene 36 años, es soltera, vive con sus hijos; Luis de 14, Gabriel de 4, Bony de 6 y Katy de 2 añitos. Se dedica a la atención de su librería, la cual implementó en su propia casa hace 4 años, felizmente el negocio le ha ido bien y espera seguir creciendo en bien de sus hijos. Angélica es una mujer muy empeñosa, es por eso que atiende desde las 6 de la mañana hasta las 8 o 9 de la noche para lograr las ganancias deseadas. Su hijo mayor la ayuda cuando regresa del colegio, porque sola no podría darse abasto para la atención, a Angélica le gusta mucho la interacción con al gente, pero en algunos casos le resulta muy cansado, por las largas horas de trabajo, felizmente las ventas son buenas y su negocio va creciendo cada vez más. Ella espera en un futuro consolidar su negocio y adicionalmente tener un restaurante. Ella es una cliente muy antigua en MFP, empezó en bancos comunales, en los cuales le fue muy bien, ahora decidió solicitar un préstamo individual, en el cual promete ser tan responsable como lo fue en el pasado. Con este dinero implementará su librería con más útiles, también irá comprando algunos muebles para ir haciendo realidad sus metas de poner su restaurante.

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Journal entries for Angelica


Loan has been disbursed
 
Entrepreneur: Angelica
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Angelica by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 9 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Apr 28, 2009
Comment on this entry

Abasteció su librería.
 
Entrepreneur: Angelica
Location: Lima, Peru

Con el préstamo, Angélica compró más productos y artículos para oficina y escolar, de esa manera obtuvo buenos ingresos, aprovechando también la temporada educativa. Desde entonces su negocio luce abastecido y variado más que en otras épocas ya que anteriormente contaba con poco capital para su inversión. Es por ello que esta muy agradecida con todos aquellos que aportaron su granito de arena y con ello Angélica pudo mejorar su librería, asimismo agradece a Microfinanzas PRISMA por haberle accedido tal crédito. En un futuro quiere extender su negocio y para ello desea contar nuevamente con su apoyo y concederle nuevamente otro préstamo.


Posted by Betsabé Bruno Morales from Lima, Peru
Oct 1, 2009
Comment on this entry

Kiva Help Repayment Schedule for Angelica

  Expected Repayments Actual Repayments Comments
July 2009 $90.85 $975.00 Repayment Received
August 2009 $92.24 $0.00 Repayment Received
September 2009 $100.30 $0.00 Repayment Received
October 2009 $102.55 $0.00 Repayment Received
November 2009 $107.32 $0.00 Repayment Received
December 2009 $113.05 Available Dec 1 Repayment Received
January 2010 $117.58 Available Jan 1 Repayment Received
February 2010 $123.43 Available Feb 1 Repayment Received
March 2010 $127.68 Available Mar 1 Repayment Received