Charlotte Amoafo
Status: Paying Back - Delinquent
| $350.00 | Loan Amount |
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33% repaid
About the Entrepreneur
| Name: | Charlotte Amoafo |
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| Location: | Elmina, Ghana |
| Activity: | Food Market |
About the Loan
| Loan Amount: | $350.00 |
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| Loan Use: | To buy more drinks, biscuits, etc., for resale |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Apr 21, 2009 |
| Date Disbursed: | Apr 8, 2009 |
| Date Funded: | Apr 21, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4349 GHS = 1 USD |
Since 2004, Charlotte Amoafo has worked as a trader in Elmina, selling goods such as biscuits, Kalypo (fruit beverage) and drinks. Charlotte has received a junior high school education. She is married and has three children. She is responsible for paying to support her husband in paying school fees. Her loan will be used to buy more drinks, biscuits, etc., for resale. She hopes to use the new profits from her business to save money to acquire land for farming.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Charlotte Amoafo
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Apr 22, 2009 |
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Comment on this entry
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Repayment Schedule for Charlotte Amoafo
Repayment Schedule for Charlotte Amoafo
| Expected Repayments | Actual Repayments | Comments | |||
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| August 2009 | $58.33 | $58.33 |  Repayment Received
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| September 2009 | $58.33 | $58.33 | Repayment Received
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| October 2009 | $58.33 | $0.00 |  Delinquent
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| November 2009 | $58.33 | $0.00 | Delinquent
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| December 2009 | $58.33 | Available Dec 1 | |||
| January 2010 | $58.35 | Available Jan 1 | |||
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