Helena Tsibua

Helena Tsibua is divorced with four children and operates a chop bar in Siwdo. She is an experienced businesswoman and has been in business since 1992. Helena uses her income to pay for her family’s needs, especially school fees and bills. She will use this loan to purchase additional ingredients which she will then use to prepare the food she sells at her chop bar. With the new profits from her expanded business, Helena plans to continue to pay her children’s school fees.



Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

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