Luis Alberto Oporta Espinoza

Luis Alberto Oporta Espinoza is 41 years old and lives with his wife and two children, Alexia and Cristian. They live in a small rural community in Costa Rica called “Las Delicias de Upala,” located in the province of Alajuela. This is where they develop their economic activities like commerce, raising cattle (for both meat and milk), and farming basic crops like rice, beans and corn. For the past 8 years Luis has worked raising cattle for meat and for milk. He sells his products to his neighbors, who are very satisfied with the quality of his products. In his particular case, the demand for his products is greater than what he can currently offer. Luis believes that, thanks to the progress of this project, he and his family have improved their living conditions. They have also become active in developing their community, which is frecuently affected by unemployment and bad weather conditions. Today Luis is hoping to receive a loan for ¢570,000 colones, which he will repay over 24 months. He will use the loan to buy 3 more cows in order to increase his production. He knows that having more animals means more sacrifice and more work, but his desire to be a successful small-business owner and help his family move forward motivates him to keep working with great strength. Luis is a member of the Community Credit Bank “Datraban,” one of the 100 member organizations of EDESA in Costa Rica. This will be his seventh loan and he hopes to continue growing on economic and personal levels. He also hopes to continue actively participating in the credit organization in his community.

Translated from Spanish by Rachel Crouch, Kiva Volunteer

Luis Alberto Oporta Espinoza es un señor de 41 años de edad, quien vive con su esposa y sus dos hijos: Alexia y Cristian, en una pequeña comunidad rural de Costa Rica llamada Las Delicias de Upala, localizada en la Provincia de Alajuela. Ahí se desarrollan actividades como el comercio, ganadería de doble propósito (carne y leche), siembra de granos básicos: arroz, frijoles, maíz entre otros.

Desde hace ocho años don Luis se dedica a la ganadería de doble propósito. Logra vender sus productos a los vecinos de su comunidad quienes se muestran muy satisfechos con la calidad de los productos que ofrece. En su caso en particular, la demanda es mayor de lo que puede ofrecer actualmente.

Don Luis considera que gracias al progreso de este proyecto, él y su familia han mejorado poco a poco sus condiciones de vida y ha logrado ser actores en el desarrollo de la comunidad, la cual se ve frecuentemente azotada por las inclemencias del tiempo y el desempleo.

Actualmente don Luis desea obtener un microcrédito por ¢570,000 (quinientos setenta mil colones), a un plazo de 24 meses para comprar tres vacas más y así poder incrementar la producción. El sabe que contar con mayor número de vacas más es un mayor sacrificio y demandará más trabajo. Sin embargo, el deseo de ser un microempresario exitoso y sacar adelante a su familia mejorando las condiciones de vida, lo motiva a esforzarse con gran esmero.

Don Luis es socio de la Empresa de Crédito Comunal Datraban, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su séptimo préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

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