Dario

Darío, 63, lives in his own house, which is located in the “Chimbote” community. He lives with his wife who is 58. They have independent children who visit them every week end. Darío receives a monthly income for his retirement from the national business of railroads.

For many years he and his wife have been selling groceries in their home. There is no business competition because they are the only store in the zone. Also, they are on the road that joins other communities. There is a lot of demand for the products they offer, which are primarily basic needs items.

Darío had been planning to buy at least two items for his business, but he will only buy a freezer for approximately $500 U.S. The rest he will spend to tune up his truck, which he bought to use in the next sugar cane harvest. This is his third loan, and he has paid the previous ones on time. He does not have any debt with any other finance companies.

Translated from Spanish by Ginny Kalish, Kiva Volunteer

Darío que cuenta con 63 años vive en su propia casa ubicada en la comunidad de "chimbote" junto a su esposa de 58 años respectivamente. La pareja tiene hijos que si bien son independientes los visitan cada fin de semana. Darío recibe una renta mensual por su jubilación de la empresa nacional de ferrocarriles. Junto a su esposa tienen una venta de abarrotes y otros desde hace varios años en su misma casa. No existe competencia para su negocio ya que en es la única tienda en la zona y sobre todo que esta sobre el camino que une a otras comunidades, por tal motivo tiene mucha salida en cuanto a los productos que oferta, ya que son mayormente de la canasta de primera necesidad. Darío tenia previsto comprar por lo menos unos dos artefactos para su negocio, pero solamente comprara un freezer de aproximadamente $us. 500,- y el resto lo esta ocupando para poner a punto su camión que compro para explotarlo en la próxima zafra cañera. Este es el tercer préstamo del cliente y todos los anteriores los a cancelado puntualmente. El no tiene deuda en ninguna otra financiera.

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