Cecilia Sagoe-hoyle

Cecilia Sagoe-Hoyle is forty-seven years old. She is married and has given birth to four children. According to her, two of them are currently in school, one in high school and one in junior high. The other two have completed high school and have been working for a while. She lives with her children and husband in a rented apartment in a fishing community called Aquase near the Cape Coast in the Central Region of Ghana. Cecilia is a trader. She trades in second-hand textiles. She sells dresses for women. She also sells bed sheets and other textile materials. Cecilia says she hawks to sell her goods and treks to other markets to sell. She also sells sometimes at the local market square. She procures bales of textiles from wholesalers in the nearby towns. Cecilia has been in business for fourteen years and wants a loan to procure bales of textiles in bulk to increase her profit margin. She desires to give her children the best education.

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