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Iraq > Iraqi Al-Aman Center/Kirkuk


Iraqi Al-Aman center / Kirkuk is a non-governmental organization (NGOs) registered at the ministry of civil society in the office of assisting non-governmental organizations. Its identification number is ID70240, and it as a non-profit organization working independently of the government.

The Iraqi Al-Aman center is funded by the United States Agency of International Development (USAID) through the IZDIHAR Project. By providing funding for microbusinesses, women and jobless people, the Iraqi Al-Amam center serves the people of Kirkuk to help promote social and economic development for the people of Iraq.

The Center was started in July of 2006, and is managed by a board of directors made up of well-known personnel with social and economic influence. The organization's board is a balanced mixture of experts and pioneers, and together they are working hard to lead the organization in the right direction.

The Center can be contacted via email at info@amanfinanc.com


Kiva Help Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 7, 2007 Oct 12, 2005
Total Loans $190,200 $101,929,710
Amount of Raised Inactive Loans $0 $111,475
Number Of Raised Inactive Loans 0 164
Amount of Paying Back Loans $0 $44,703,125
Number Of Paying Back Loans 0 63,327
Amount of Ended Loans $190,200 $57,115,110
Number Of Ended Loans 164 83,635
Delinquency Rate 0.00% 4.28%
Amount of Paying Back Loans Delinquent $0 $1,913,000
Amount of Paying Back Loans $0 $44,703,125
Number of Paying Back Loans Delinquent 0 6,018
Default Rate 0.00% 1.96%
Amount of Ended Loans Defaulted $0 $1,119,957
Amount of Ended Loans $190,200 $57,115,110
Number Of Ended Loans Defaulted 0 3,369
Currency Exchange Loss Rate 0.00% 0.00%
Amount of Currency Exchange Loss $0 $0
Refund Rate 0.00% 1.09%
Amount of Refunded Loans $0 $1,112,375
Number Of Refunded Loans 0 1,446
Updated as of November 21, 2009 1:02 AM

Kiva Help Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Entrepreneurs 17.68% 78.21%
Average Loan Size $1,160 $403
Average Individual Loan Size $1,160 $591
Average Group Loan Size $0 $1,494
Average Number Of Entrepreneurs Per Group 0 0
Average GDP Per Capita (PPP) in Local Country $3,600 $3,464
Average Loan Size / GDP Per Capita (PPP) 32.22% 11.65%
Average Time To Fund A Loan 0.34 days 2.27 days
Average Dollars Raised Per Day Per Loan $3,411.05 $177.73
  Average Loan Term 11.88 months 9.31 months
Updated as of November 21, 2009 1:02 AM

Kiva Help Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 1 51642
Journal Coverage 0.61% 28.22%
Journal Coverage, Kiva Fellows 0.00% 0.21%
  Journal Frequency (Average Per Loan Per Year) 0.00 0.32
  Average Number Of Recommendations Per Journal 0.00 10.30
Updated as of November 21, 2009 1:02 AM

Kiva Help Borrowing Cost Comparison

    This Field Partner Median for MFI Peers in Country All Kiva Partners
  Average Interest Rate and Fees Borrowers Pay (Portfolio Yield) N/A 34% 35.21%
  Average Loan Size (% of Per Capita Income) N/A 75% 23.43%
  Average Partner Return On Assets N/A 6% 0.24%

Field Partner Staff

Hussien I.Ibrahim

Kiva Help Country Fast Facts

Country: Iraq
Capital: Baghdad
Official Language: Arabic and Kurdish
Population: 26,783,383
Avg Annual Income: $3,600
Labor Force: composition by sector: agriculture: 7.3% industry: 66.6% services: 26.1% (2004 est.)
Population Below Poverty Line: n/a
Literacy Rate: 40.4%
Infant Mortality Rate (per 1000): 48.64 deaths
Life Expectancy: 69 years
Currency: Iraq Dinars
Exchange Rate: 1,150.5000 IQD = 1 USD