Uganda > Women's Initiative to Eradicate Poverty (WITEP)

Fundraising Status:	Closed
Kiva Notes:	As you may be aware, each business on Kiva’s website is posted by one of Kiva’s 60+ Field Partners in 39 developing countries. A Field Partner is an independent microfinance institution that has a history of lending to the poor for a social purpose. They screen each entrepreneur, post his/her profile on the Kiva website, and administer your loan. Kiva routinely audits each Field Partner to ensure your loan is being dutifully administered to the entrepreneur you’ve selected. In the course of auditing our Field Partner, Women’s Initiative to Eradicate Poverty (WITEP) in Uganda, Kiva discovered that some entrepreneurs were not receiving the full amount of their loans. This violates Kiva’s policies and we have terminated our relationship with WITEP. All of the loans made to entrepreneurs served by this Field Partner have been refunded. We hope you realize that our audit uncovered a true exception to the norm; the vast majority of our Field Partners administer your loans with the highest integrity. Kiva will continue to audit Field Partners to ensure your loan is being dutifully administered – and to make our website a model for transparency in international development. To help inform your choice of Field Partner as well as entrepreneur, we have launched a new feature on the site which helps you evaluate the Field Partner’s performance in your lending decision. See www.kiva.org/about/partners/ for details.
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Other Information Sources

MIX Profile:	None
Network Affiliation:	None
Social Performance Reporting Level:	N/A
Consumer Protection Principles:	N/A
Field Partner Website:	None
Email Contact:	None

Women Initiative to Eradicate Poverty (WITEP) is a non-government, community-based organization formed to alleviate poverty and improve the standard of living for the poor women of Uganda. Their objective is to mobilize and sensitize people in grassroots projects, focusing in food production and food security. Advocating for programmes that encourage the emancipation of women and youth, they provide for exchange of professional ideas and skills acquisition on social, political, and economic development.

Repayment Performance on Kiva

		This Field Partner	All Kiva Partners
	Start Date On Kiva	May 10, 2006	Oct 12, 2005
	Total Loans	$4,500	$102,099,460
	Amount of Raised Inactive Loans	$0	$132,200
	Number Of Raised Inactive Loans	0	206
	Amount of Paying Back Loans	$0	$44,850,725
	Number Of Paying Back Loans	0	63,542
	Amount of Ended Loans	$4,500	$57,116,535
	Number Of Ended Loans	5	83,637
	Delinquency Rate	0.00%	4.27%
	Amount of Paying Back Loans Delinquent	$0	$1,913,000
	Amount of Paying Back Loans	$0	$44,850,725
	Number of Paying Back Loans Delinquent	0	6,018
	Default Rate	0.00%	1.96%
	Amount of Ended Loans Defaulted	$0	$1,119,957
	Amount of Ended Loans	$4,500	$57,116,535
	Number Of Ended Loans Defaulted	0	3,369
	Currency Exchange Loss Rate	0.00%	0.00%
	Amount of Currency Exchange Loss	$0	$0
	Refund Rate	5,606.67%	1.09%
	Amount of Refunded Loans	$252,300	$1,112,375
	Number Of Refunded Loans	301	1,446
Updated as of November 22, 2009 1:34 AM

Loan Characteristics On Kiva

		This Field Partner	All Kiva Partners
	Loans to Women Entrepreneurs	50.65%	78.20%
	Average Loan Size	$839	$403
	Average Individual Loan Size	$839	$591
	Average Group Loan Size	$0	$1,494
	Average Number Of Entrepreneurs Per Group	0	0
	Average GDP Per Capita (PPP) in Local Country	$1,700	$3,463
	Average Loan Size / GDP Per Capita (PPP)	52.94%	11.65%
	Average Time To Fund A Loan	3.42 days	2.27 days
	Average Dollars Raised Per Day Per Loan	$245.38	$177.70
	Average Loan Term	8.11 months	9.31 months
Updated as of November 22, 2009 1:34 AM

Journaling Performance on Kiva

		This Field Partner	All Kiva Partners
	Total Journals	412	51663
	Journal Coverage	72.37%	28.19%
	Journal Coverage, Kiva Fellows	0.33%	0.21%
	Journal Frequency (Average Per Loan Per Year)	0.44	0.32
	Average Number Of Recommendations Per Journal	3.25	10.30
Updated as of November 22, 2009 1:34 AM

Borrowing Cost Comparison

	This Field Partner	Median for MFI Peers in Country	All Kiva Partners
Average Interest Rate and Fees Borrowers Pay (Portfolio Yield)	N/A	N/A	35.21%
Average Loan Size (% of Per Capita Income)	N/A	N/A	23.43%
Average Partner Return On Assets	N/A	N/A	0.24%

Country Fast Facts

Country: Uganda

Capital: Kampala

Official Language: English (official national language, taught in grade schools, used in courts of law and by most newspapers and some radio broadcasts), Ganda or Luganda (most widely used of the Niger-Congo languages, preferred for native language publications in the capital and may be taught in school), other Niger-Congo languages, Nilo-Saharan languages, Swahili, Arabic

Population: 26,404,543

Avg Annual Income: $1,700

Labor Force: agriculture 82%; industry 5%; services 13%

Population Below Poverty Line: 35%

Literacy Rate: 69.90%

Infant Mortality Rate (per 1000): 86.15 deaths

Life Expectancy: 45.28 years

Currency: Uganda Shillings

Exchange Rate: 1,867.0000 UGX = 1 USD