Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.

Partner Description:

Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

The organization offers loans for business investments, housing, emergencies, education, travel, special events like weddings, microloans, salary loans and several different agricultural loans for inputs, livestock and working capital. On top of that, it provides savings accounts for regular depositors, young people and for tuition funds.

In addition to financial products, GDMPC also helps farmers and fishing families access business-boosting technologies and procure necessary inputs.

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Annabelle used her $125 loan to buy more inventory for her corner store.

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Marciano took out a $700 loan to buy fertilizers and plant more rice.

Interested in doing more to support GDMPC? Join its lending team Allies of Gata Daku Multi-purpose Cooperative - Philippines. You’ll get regular updates and meet other lenders who support the organization.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 20, 2009 Oct 12, 2005
Total Loans $5,652,125 $964,789,625
Amount of raised Inactive loans $0 $459,350
Number of raised Inactive loans 0 219
Amount of Paying Back Loans $550,575 $147,075,950
Number of Paying Back Loans 1,768 183,206
Amount of Ended Loans $5,101,550 $817,254,325
Number of Ended Loans 17,121 1,026,030
Delinquency Rate 0.18% 7.83%
Amount in Arrears $738 $7,616,370
Outstanding Portfolio $400,713 $97,243,602
Number of Loans Delinquent 17 19,240
Default Rate 0.01% 1.41%
Amount of Ended Loans Defaulted $375 $11,498,102
Number of Ended Loans Defaulted 1 33,015
Currency Exchange Loss Rate 0.00% 0.46%
Amount of Currency Exchange Loss $121 $4,395,675
Refund Rate 0.03% 0.62%
Amount of Refunded Loans $1,650 $5,946,325
Number of Refunded Loans 7 5,964

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 81.03% 75.33%
Average Loan Size $293 $399
Average Individual Loan Size $299 $631
Average Group Loan Size $354 $1,760
Average number of borrowers per group 2.8 7.7
Average GDP per capita (PPP) in local country $7,000 $5,879
Average Loan Size / GDP per capita (PPP) 4.19% 6.79%
Average Time to Fund a Loan 3.57 days 6.92 days
Average Dollars Raised Per Day Per Loan $82.14 $57.68
  Average Loan Term 7.69 months 11.12 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 7,883 502,772
  Journaling Rate 41.64% 41.48%
  Average Number of Comments Per Journal 0.02 0.05
  Average Number of Recommendations Per Journal 0.30 1.17

Borrowing Cost Comparison (based on 2014 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 28% PY 46.00% PY 26.15% PY
  Profitability (return on assets) 1.7% 4.8% -1.14%
  Average Loan Size (% of per capita income) 9.80% 8.00% 16.85%

Country Fast Facts

Field Partner Staff

Anabella Bonsubre
Jupelier Cadampog
Margie Morilla Cartajenas
Rey Clenuar
marchie cuizon
Cherlinda Dagpin
Lemuel Enrique
Jinky Flores
Nenalyn Gica
Jasmin Jayo
Marifel Kuizon
Rhaine Rose Labuga
Sharon Lacierda
janice lanzaderas
Joanne Luza
Gladys Mae Ocaya
Gladys Mae Ocaya
Merry Mhae Polinar
Marlon Revelo
jhona sarion
Suzett Villamor