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Kenya > Kisumu Medical & Education Trust (K-MET)


UPDATE: November 16, 2009

K-Met is overdue in a wire to Kiva and has been paused. Future updates on this will be posted to the Partner Page.

K-MET is a non - governmental reproductive health and development organization registered in the Republic of Kenya under the Trustees Act in 1996. The founders, mainly in the health profession, were moved by the suffering they witnessed at the community level in Kenya. This group conceptualized KMET in 1995, compelled by the adage “charity begins at home.”


KMET is driven by a vision of communities with accessible quality reproductive health services where every child is wanted with a mission to promote development in underserved communities through innovative health and education programs.


Currently KMET operates in five of the eight Kenyan provinces with an emphasis on post-abortion care, clinical services, home-based care, nutrition (as a component of home-based care, food security and outpatient therapeutic program for children less than 5 years), microfinance, youth-for-youth programmes and a safe motherhood initiative. The organization’s headquarters are in Kisumu City, but K-MET is renowned internationally, and the staff act as reproductive health consultants in several sub-Saharan African countries. K-MET also has a student and volunteer program that incorporates local Kenyan students as well as international students and volunteers.


As a community-led NGO, KMET offers a unique 5-step reproductive health intervention process that is upstream and innovative:


1. Identification of Systemic Gaps in Reproductive Health services


2. Identification of Available Local Resources


3. Education and Training of Appropriate Workforce


4. Development of Community and Professional Networks


5. Ensuring Project Sustainability


All these are guided by KMET’s Strategic Plan (2007 – 2010).


Microfinance at K-MET:


To ensure sustainability of her community-based health and development programs, KMET initiated the Revolving Loan Fund in 2004 (with funding from Planned Parenthood Federation of America - PPFA), a creative microfinance initiative that has enabled more than 450 community-based volunteers and private service providers to access loans, allowing them to serve over 4000 underserved community members in Western and Eastern regions of Kenya. Further support was received from KIVA from 2006.


The revolving loan fund is available to community-based service providers as incentives for them to continue their essential work as volunteers in their villages. These providers have used the loans to initiate, improve and or expand their income generating activities and help to alleviate poverty within their communities thus improving their economic empowerment. HIV/AIDS orphans and vulnerable children under their care have also benefited in terms of the improved availability of the basic needs.


K-MET Integrated Community Health Centre (KMET Complex)


KMET strives to have all its programs sustainable and is undergoing a capital campaign for its own Community Integrated Health Centre. This centre will offer a one-stop facility for integrated health services to the underserved communities in Kisumu. When completed, KMET Complex will embody the Integration of reproductive health into the core business of development, which experts see as an important part of the process of achieving the vision of a healthy society. Construction of the complex is currently underway and the ground floor, which will house a community bank in the microfinance program, is set to open by December 2009.


To learn more about K-MET see www.kmet.co.ke. Join the K-MET lending team here: "K-MET Fans" .


Kiva Help Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Nov 14, 2006 Oct 12, 2005
Total Loans $287,875 $102,099,460
Amount of Raised Inactive Loans $5,575 $132,200
Number Of Raised Inactive Loans 13 206
Amount of Paying Back Loans $187,475 $44,850,725
Number Of Paying Back Loans 515 63,542
Amount of Ended Loans $94,825 $57,116,535
Number Of Ended Loans 113 83,637
Delinquency Rate 0.00% 4.27%
Amount of Paying Back Loans Delinquent $0 $1,913,000
Amount of Paying Back Loans $187,475 $44,850,725
Number of Paying Back Loans Delinquent 0 6,018
Default Rate 0.00% 1.96%
Amount of Ended Loans Defaulted $0 $1,119,957
Amount of Ended Loans $94,825 $57,116,535
Number Of Ended Loans Defaulted 0 3,369
Currency Exchange Loss Rate 0.00% 0.00%
Amount of Currency Exchange Loss $0 $0
Refund Rate 4.34% 1.09%
Amount of Refunded Loans $12,500 $1,112,375
Number Of Refunded Loans 11 1,446
Updated as of November 22, 2009 1:11 AM

Kiva Help Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Entrepreneurs 85.21% 78.20%
Average Loan Size $396 $403
Average Individual Loan Size $441 $591
Average Group Loan Size $2,271 $1,494
Average Number Of Entrepreneurs Per Group 16.1 0
Average GDP Per Capita (PPP) in Local Country $1,445 $3,464
Average Loan Size / GDP Per Capita (PPP) 31.11% 11.64%
Average Time To Fund A Loan 0.53 days 2.27 days
Average Dollars Raised Per Day Per Loan $747.70 $177.70
  Average Loan Term 13.13 months 9.31 months
Updated as of November 22, 2009 1:11 AM

Kiva Help Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 125 51643
Journal Coverage 18.08% 28.18%
Journal Coverage, Kiva Fellows 0.79% 0.21%
  Journal Frequency (Average Per Loan Per Year) 0.21 0.32
  Average Number Of Recommendations Per Journal 9.21 10.30
Updated as of November 22, 2009 1:11 AM

Kiva Help Borrowing Cost Comparison

    This Field Partner Median for MFI Peers in Country All Kiva Partners
  Average Interest Rate and Fees Borrowers Pay (Portfolio Yield) 10% 31% 35.21%
  Average Loan Size (% of Per Capita Income) 35% 60% 23.43%
  Average Partner Return On Assets -2% 1% 0.24%

Field Partner Staff

Kennedy Abanja
John Asuke
Bonventure Baraza
Carolyne Atieno Jalang'o
Monica Oguttu
Nick Omollo

Kiva Help Country Fast Facts

Country: Kenya
Capital: Nairobi
Official Language: English (official), Kiswahili (official), numerous indigenous languages
Population: 32,021,856
Avg Annual Income: $1,445
Labor Force: agriculture 75%
Population Below Poverty Line: 50%
Literacy Rate: 85.10%
Infant Mortality Rate (per 1000): 62.62 deaths
Life Expectancy: 44.94 years
Currency: Kenya Shillings
Exchange Rate: 74.5500 KES = 1 USD