Mozambique > Hluvuku-Adsema

About the Field Partner

Field Partner:

Hluvuku-Adsema

Field Partner Risk Rating:

(Learn more)

36 months

808

$501,550

0.96%

0.00%

Currency Exchange Loss Rate:

0.00%

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Kiva Fundraising Status

Fundraising Status:	Active
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Other Information Sources

MIX Profile:	View MIX Profile
Network Affiliation:	MMF - Mocambique Microfinance Facility
Social Performance Reporting Level:	N/A
Consumer Protection Principles:	N/A
Field Partner Website:	None
Email Contact:	None

Hluvuko\'s mission is to improve the socio economic conditions of the population in the Matutuine district and contiguous areas, providing sustainable services to low income people, considering the viability of the initiatives.

The Matutuine district has a very low population density, of approx. 6.5 inhabitants per square kilometer, and was severely affected by the civil war. It also has a high incidence of the HIV/AIDS virus.

Hluvuku-Adsema wants to attain operational and financial self-sufficiency developing a legal framework and also the technical skills of its workers aiming the introduction of savings products in the local market.

Hluvuku-Adsema can be contacted via email at hluvuku-adsema@teledata.mz

Repayment Performance on Kiva

		This Field Partner	All Kiva Partners
	Start Date On Kiva	Nov 18, 2006	Oct 12, 2005
	Total Loans	$501,550	$102,099,460
	Amount of Raised Inactive Loans	$0	$132,200
	Number Of Raised Inactive Loans	0	206
	Amount of Paying Back Loans	$294,725	$44,850,725
	Number Of Paying Back Loans	504	63,542
	Amount of Ended Loans	$206,825	$57,116,535
	Number Of Ended Loans	299	83,637
	Delinquency Rate	0.96%	4.27%
	Amount of Paying Back Loans Delinquent	$2,826	$1,913,000
	Amount of Paying Back Loans	$294,725	$44,850,725
	Number of Paying Back Loans Delinquent	9	6,018
	Default Rate	0.00%	1.96%
	Amount of Ended Loans Defaulted	$0	$1,119,957
	Amount of Ended Loans	$206,825	$57,116,535
	Number Of Ended Loans Defaulted	0	3,369
	Currency Exchange Loss Rate	0.00%	0.00%
	Amount of Currency Exchange Loss	$0	$0
	Refund Rate	0.40%	1.09%
	Amount of Refunded Loans	$2,000	$1,112,375
	Number Of Refunded Loans	2	1,446
Updated as of November 22, 2009 1:07 AM

Loan Characteristics On Kiva

		This Field Partner	All Kiva Partners
	Loans to Women Entrepreneurs	56.56%	78.20%
	Average Loan Size	$623	$403
	Average Individual Loan Size	$626	$591
	Average Group Loan Size	$508	$1,494
	Average Number Of Entrepreneurs Per Group	2	0
	Average GDP Per Capita (PPP) in Local Country	$1,389	$3,464
	Average Loan Size / GDP Per Capita (PPP)	44.97%	11.65%
	Average Time To Fund A Loan	1.34 days	2.27 days
	Average Dollars Raised Per Day Per Loan	$465.08	$177.70
	Average Loan Term	14.80 months	9.31 months
Updated as of November 22, 2009 1:07 AM

Journaling Performance on Kiva

		This Field Partner	All Kiva Partners
	Total Journals	265	51653
	Journal Coverage	28.82%	28.18%
	Journal Coverage, Kiva Fellows	0.00%	0.21%
	Journal Frequency (Average Per Loan Per Year)	0.31	0.32
	Average Number Of Recommendations Per Journal	6.40	10.30
Updated as of November 22, 2009 1:07 AM

Borrowing Cost Comparison

	This Field Partner	Median for MFI Peers in Country	All Kiva Partners
Average Interest Rate and Fees Borrowers Pay (Portfolio Yield)	37%	66%	35.21%
Average Loan Size (% of Per Capita Income)	2%	1%	23.43%
Average Partner Return On Assets	4%	4%	0.24%